RCBC Bankard Credit Card

[ice_913]

That is a 33% increase. Maaaring kulang pa para sa iyo pero hindi na mababa yan. Basta huwag mong aabusuhin ang card mo, tataas din yan. Hindi mo nga lang matitiyak kung kailan.

i never realized na its a 33% increase until you said it.. as of now, okay pa naman spending ko using the card and i pay on time naman po..

[agentboi]

May feature ba ang RCBC credit card na when you use it for online purchases it would prompt you for a security pin? Sa Metrobank kasi may ganung feature like pag ginamit mo in purchasing an airline ticket online mag aask sya ng security pin.

Sayang wala pa lang feature ang RCBC na online secure PIN unlike sa Metrobank. So pag may naka alam ng card number mo at yung security pin sa likod ng card they can use it online na.

[eycharboi]

Same here. My CL was increased last month ( my 6th month). Im not a huge spender naman pero I use the card for major expenses. Buti nadagdagan kahit papano (same tayo ng CL I believe) kasi I need to buy something.

If i may ask pala, how's the fraud investigation process of RCBC? Are they good?
Sa isang foreign cc company kasi, they waive the amount which is reported as fraud. Meron silang unknown minimum amount. Kapag medyo malaki na, they investigate it na upon the request of the customer. Do we have the same case b here?

[sinFuLaNgeL]

I just got my RCBC Bankard Landmark-Anson's card yesterday, 25k yung CL. My first credit card under my name (I was using my boyfriend's Citibank & BPI cc). I applied for it at Landmark Makati two weeks ago.

Question - nagwwaive ba sila ng annual fee? I read in some forums na they don't waive annual fee daw for this kind of card due to partnership with Landmark and Anson's. How true is it? Anyone who has the same card and tried requesting to waive annual fee? And what are the conditions for annual fees to be waived? May spending conditions ba? Thanks!

[dwinzee]

I just got my RCBC Bankard Landmark-Anson's card yesterday, 25k yung CL. My first credit card under my name (I was using my boyfriend's Citibank & BPI cc). I applied for it at Landmark Makati two weeks ago.

Question - nagwwaive ba sila ng annual fee? I read in some forums na they don't waive annual fee daw for this kind of card due to partnership with Landmark and Anson's. How true is it? Anyone who has the same card and tried requesting to waive annual fee? And what are the conditions for annual fees to be waived? May spending conditions ba? Thanks!

mababa lang naman ang annual fee netong landmark..it's 960 lang... kaya ok lang kahit bayaran mo na lang...saka next year pa yan

[agentboi]

i'm not sure if *** ibNG SITES would ask that kasi when I used it for online purchases, wala CID lang tinanong sakin and expiration date.. almost all the websites i've been through..

Hindi kasi website dependent yun. Kahit sa anong website if you purchase something, say Mastercard ang gamit mo, after entering your card details automatic maroute yung site sa Mastercard Verisign window tapos mag aask ng security password. If Visa, sa Visa Verisign naman. Yung Metrobank ko always ganun when I use it online. Safer lang kasi.

[rhai7489]

Quick Question lang guys. I tried purchasing online using my MYDREAM JCB card, pero always rejected siya? What is the issue kaya? Does anyone encounter this also?

[rhai7489]

Meron naman LOGO for JCB. I am trying to purchase yung mga Ensogo, dealspot and alike.. pero everytime na nag verify na siya, laging rejected.

[sinFuLaNgeL]

mababa lang naman ang annual fee netong landmark..it's 960 lang... kaya ok lang kahit bayaran mo na lang...saka next year pa yan

Why pay it when I can have it for free? P960 is still P960.

[dwinzee]

Why pay it when I can have it for free? P960 is still P960.

Then better cancel your card on or before it reaches its anniversary!

[KuyaDanny]

Question - nagwwaive ba sila ng annual fee? I read in some forums na they don't waive annual fee daw for this kind of card due to partnership with Landmark and Anson's. How true is it? Anyone who has the same card and tried requesting to waive annual fee? And what are the conditions for annual fees to be waived? May spending conditions ba? Thanks!

I have four Bankard credit cards and a friendly RCBC branch manager. Every year she arranges to waive the fees on three of these cards. EXCEPT the Anson's Landmark - hindi daw kaya ng powers niya.

The annual fee (actually, the monthly fees) on the Landmark card is free for the first year only. After that you either give up the card or pay the fee. I got the card just the same because my family does a great deal of shopping at Landmark and we want to take advantage of the cash rebates. I don't mind paying the monthly fees once they start charging them because the rebates we earn are more than enough to pay for those fees.

[starnytnyt]

Pwde po ba na 2 beses akong mag pa installment sa rcbc bankard ganito kc last week tumawag na ko s hotline para i convert to instalment yung 5k na binili kong items then now may want akong bilhin kasu straith purcase lang pag rcbc amounting of 6k pwde kaya i convert ko uli sa instalment ,


thanks in advance ----

[iceejay22]

C

Pwde po ba na 2 beses akong mag pa installment sa rcbc bankard ganito kc last week tumawag na ko s hotline para i convert to instalment yung 5k na binili kong items then now may want akong bilhin kasu straith purcase lang pag rcbc amounting of 6k pwde kaya i convert ko uli sa instalment ,


thanks in advance ----

I've tried na the same thing before and yes puwede yun. Just call their hotline.

[rainysummerdays]

Got my Bankard last June 4!

Online ako nag-apply May 28 ng gabi... Natanggap ko 'yung text message ng RCBC ('yung 10 days processing) last June 1 yata. Classic JCB inapply ko pero Classic Mastercard ang binigay nila... Gusto ko sana either JCB or VISA. Hehe. Tapos sa office 'yung preferred address ko, sa bahay dumating. Tapos di ako ang nag-receive kasi walang tao sa bahay... 'yung kamag-anak ko. Pero wala namang authorization letter akong iniwan... Haha. Pero really really thankful! First credit card ko 'to tsaka first attempt mag-apply! Akala ko talaga di maaapprove! Wala naman akong credit cards at sakto lang ang salary ko...

Thanks RCBC Bankard!

[kawaiicha]

Ask ko lang kung kelan ako pwede mag request credit limit increase sa RCBC kasi may plan ako mag tour this sept. eh balak ko sana siyang gamitin dun? 2 months palang yung cc ko and in full naman ako mag bayad sa kanila.

[natzbelle]

Just got my RCBC Landmark-Anson's Card with 20k credit limit today. i'm sooooo happy! birthday ko pa ngayun. im not expecting this kasi kakaforward ko lang sa kanila ng COE, valid ID's last friday June1. Natawagan ang office namin nung monday lang June4, tapos ngayon June 7 ni deliver via air21 sa office. happiness! Birthday gift ni RCBC sakin!! Love eeeettt to the highest level. wuhoooo!!

[iceejay22]

Ask ko lang kung kelan ako pwede mag request credit limit increase sa RCBC kasi may plan ako mag tour this sept. eh balak ko sana siyang gamitin dun? 2 months palang yung cc ko and in full naman ako mag bayad sa kanila.

Kelangan atleast 6mos-1yr old na ang card before makapag apply ng increase

[neriyszah]

pwede, pero baka after 6 months or 12 months saka ka pwede mag apply ng card.

yes pwede po 100% sure po na approved agad yung second card mo, bsta naka 6months kana..

[neriyszah]

6months dapat yung card mo, pwede kna mag request,,

[rainysummerdays]

Service Fee for Foreign Currency Transactions:
1.03% of the converted sum plus reimbursement of the assessment fee charged by Visa/Mastercard/JCB to Bankard equivalent to 1% of the converted sum.

Tama po ba pagkakaintindi ko na bale 2.03% ang fee for foreign currency transactions for Bankard Classic cards? Thanks!