PEx Highlights

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Solo Backpackers: Get Up and Go!

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REVIEW: Fury

Brad Pitt, alongside Shia Labeouf and Logan Lerman, hates Nazis once more, save the scalps.

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PHOTOS: Rain or Shine Rallies Past Blackwater

The Rain or Shine Elasto Painters avoided an upset loss to the Blackwater Elite thanks to a late rally in the 4th quarter, 82-75.

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  1. #2421
    These unshared credit limits are not very good banking practice, but could be favorable to the cardholder over the short run. A bank that shares credit limits across different cards (such as BPI) sends you one bill with a single due date for all the cards. If you default on payment, all your cards are suspended.

    At RCBC, it might still be possible to default on one card while keeping the others alive, at least until some alert system sends a signal.

  2. #2422

    Angry RCbc credit card

    Nag apply ago last september.. Nag CI sila last week lang nag follow up ako hanggang ***** on process pa daw

  3. #2423
    ^try mo na lang ulit tumawag next week for the status of your application. good luck!

  4. #2424
    i applied for my dream jcb 9 days ago and now i got the card

  5. #2425
    I notice that Meron akong points sa bill ko..Paano ba to magamit?

  6. #2426
    Pwede mong ipagpalit ang naipong points para sa iba't ibang premyo.

    Dito pinaliliwanag:

    http://www.rcbcbankard.com/programs/...nkard-rewards/

  7. #2427
    Quote Originally Posted by KuyaDanny View Post
    These unshared credit limits are not very good banking practice, but could be favorable to the cardholder over the short run. A bank that shares credit limits across different cards (such as BPI) sends you one bill with a single due date for all the cards. If you default on payment, all your cards are suspended.

    At RCBC, it might still be possible to default on one card while keeping the others alive, at least until some alert system sends a signal.
    My both classic visa and mc are still active, my visa becomes 40k cl and my mc is still 20k, they are not share cl, they have separate SOA, separate bill.

  8. #2428
    Hello everyone!
    I'm just new here po.

    Just want to ask a question po. Last August, meron pong RCBC agents na pumunta sa office namin and offered a credit card application. Then last week meron akong natanggap na message RCBCBankrd na ipo-process na yung application ko within 10 days. After 4 days, nag-update ako sa email nila and may sumagot sakin na need daw nila employment details ko and other requirements so nag-attach ako ng Company ID, 2 months payslip, ITR tsaka COE. Tapos kinabukasan, merong email na naka-CC sakin from the representative na sumasagot ng email ko nakalagay. "Sir, attached payslip for application processing. Please handle." Does this mean na they considered my application? Call center agent kasi ako, and I know sobrang baba ng possibility na ma-approve ako. Will I receive confirmation kung accepted ako or declined?" Gaano po katagal yung processing kung sakali? Thank You po.

  9. #2429

    Smile credit card processing

    hi.. mga ilang days/weeks ma process ang pagapply mo ng credit card.?? i applied through online... nag-aaply kasi lola ko retired na siya ng store manager and nagsend me ng savings niya ang photo niya.... magemail lang ba yan sila kung aaprobahan ba nila ito??? panu malaman ilan ang credit card limit niya?

  10. #2430
    hi.. how long does it take to process the application to get a credit card?? how many days or weeks?? gusto kasi ng lola ko na magka credit card siya and nagapply me online and she is retired.. mag email lang ba yan sila kung na approved na ang application???

  11. #2431
    Ano po ang ipinagkaiba ng

    Monthly Interest Rate

    and

    Monthly Effective Interest Rate (EIR)

    ??

  12. #2432
    Street Smart AkoSiZacApron's Avatar
    Join Date
    Oct 2012
    Location
    saan kayo doon ako
    ^ Oo nga, ano yung Monthly EIR?

    Can anyone clarify... TIA

  13. Oct 20, 2012, 10:46 AM

  14. #2433

    Declined daw?

    Share ko lang ang experienced ko.

    Nag apply ako 3 weeks ago, sa branch nila mismo. Pero wala akong dala na anomang requirements maliban sa Secured CC ko sa BPI (8mos old).

    - Wala akong TIN or ITR (dahil hindi ako employed)
    - Wala akong ID na ibinigay
    - Wala akong naibigay na SSS# dahil hindi ko kabisado nung mag-apply ako.

    Kaya after 10 working days, tumawag sa CP ko ang 8881888. Sinabi na kailangan nila ang TIN ko. Sabi ko, wala akong TIN. Kaya wait daw ako uli ng 5days.

    Nakatanggap ako ng text message. Declined daw ang application ko dahil sa kakulangan ng papers.

    Pero nagulat ako, nung Monday, (Oct 15, 2012) may dumating na Air21, may dalang envelope at nakalagay sa loob ang CC ko with supplementary pa sa Mrs ko! GOLD BANKCARD ang natanggap ko!

    Ang gulo di ba? Declined daw, pero approved pala. Anyway, THANK YOU RCBC!!!

  15. #2434

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  17. #2435
    hi.. okay lang ba if ikadalawa me nag fillup ng form through online pero yung 1st fillup ko yung wednesday ata and then nag fillup naman ako yung yesterday pero same parin kung anu nilagay ko doon sa 1t ko na fillup.. okay lang ba yan?? gusto ko lang kasi maasure if natanggap nila.. baka kasi sa sobrang daming nagpapasa ng application baka di nila mabasa yung application ko...
    please answer... thank you..

  18. #2436
    2- 3 weeks ang processing? pano ko po malaman if naaprobahan po nila ako? mag email lang po ba sila na approved ang application mo??? maganda rin ba and rcbc bankard visa classic??? thank you.. please answer... sa tingin mo how much is the credit limit of it?

  19. #2437
    Quote Originally Posted by AndresLiwanag View Post
    Share ko lang ang experienced ko.

    Nag apply ako 3 weeks ago, sa branch nila mismo. Pero wala akong dala na anomang requirements maliban sa Secured CC ko sa BPI (8mos old).

    - Wala akong TIN or ITR (dahil hindi ako employed)
    - Wala akong ID na ibinigay
    - Wala akong naibigay na SSS# dahil hindi ko kabisado nung mag-apply ako.

    Kaya after 10 working days, tumawag sa CP ko ang 8881888. Sinabi na kailangan nila ang TIN ko. Sabi ko, wala akong TIN. Kaya wait daw ako uli ng 5days.

    Nakatanggap ako ng text message. Declined daw ang application ko dahil sa kakulangan ng papers.

    Pero nagulat ako, nung Monday, (Oct 15, 2012) may dumating na Air21, may dalang envelope at nakalagay sa loob ang CC ko with supplementary pa sa Mrs ko! GOLD BANKCARD ang natanggap ko!

    Ang gulo di ba? Declined daw, pero approved pala. Anyway, THANK YOU RCBC!!!
    how much credit limit mo sa secured bpi credit card mo? do you have savings account with rcbc?

  20. #2438
    Guys question lang, gaano ba kadalas mag automatic increase ang CL sa bankard?nag increase kasi ang cl ko from 25k to 30k ng mag 9 months ang card ko.turning 1 yr. na sya this november.Thanks sa magrereply

  21. #2439
    Good day!!! Once again Bankard automatically increased my credit limit...How much po ang basic credit limit ng Gold card?and how much po ang annual fee nito? thank you...

  22. #2440
    Quote Originally Posted by evejay View Post
    Guys question lang, gaano ba kadalas mag automatic increase ang CL sa bankard?nag increase kasi ang cl ko from 25k to 30k ng mag 9 months ang card ko.turning 1 yr. na sya this november.Thanks sa magrereply
    in my case, exactly 6 months after nag-increase din sya ng 5k automatically and mag-1 year na din sya this november 15.

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