Wow! ang galing talaga ng pinoy!
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Wow! ang galing talaga ng pinoy!
HUHUHU AKO DALAWANG APPLICATION N HINDI P RIN MAAPPROVED, LAGI NILA KO HINIHINGIAN NG ITR, MERON N NAMAN COE AT PAYSLIP... HMP! KAYA KO NAMAN BAYARAN YAN HAH... UN HANGGANG SUPPLEMENTARY LANG AKO NG MAMA KO, eh mas higher p nga sahod ko s mama ko pero *** bakit naapproved agad.
^Please avoid posting in caps, in bold and in text speak if you don't want to be banned or our thread to be closed po. Just a friendly reminder po.
our payroll account is with rcbc, one of my officemates received a cc from rcbc without applying one. ang ginawa *** nya nag iwan ** ng 10k sa atm nya for a month hindi nya ginalaw un, automatic *** eendorse kah ng bank manager for CC.
so, thats what i did, nag iwan din akoh ng 10k sa account koh mag 1 month nah ** sa 6....
lets wait and see what will happen.... update koh ***
hopefully bigyan din nila akoh.. crossing my fingers
hi there, Can someone help me applying for rcbc bankard, i was declined before kasi. please! i really need it for christmas.
up ko lang po for my concern, sana may mag help sakin. thanks
I got declined six times for a CC, including an RCBC Citrus card (*** kulay orange na para sa mga Koreans), just gave up and tried BPI Express Start thru investing in a time deposit. Now if I get my BPI Express Credit (yung pula na very limited use) I plan to apply again for a My Dream JCB card naman kasi low interest rate daw siya. Is this true kaya?
Sa Landmark-Ansons RCBC Bankcard, 3.25% ang REVOLVING finance charge (meaning computed on Average daily balance)
I called them to ask for the computation and here's a scenario:
- If you have P10,000.00 charged on your CC
- Cut-off is every 25th of the month
- Due date is Nov 15 2010
- You paid P5,000 on Nov 14 2010 (payment will be posted Nov 15 2010 or after 24 hours)
- You still have P5,000 remaining balance
Formula: (Remaining balance * Finance charge * number of days from payment received until next cut-off)/30 days
(5000 * 0.0325 * 10) / 30 = P54.17 per day interest until the next billing cycle.
Which means you will be charged P541.70 for interest and will appear on the next billing statement (with the given date of payment and cut-off).
and ito ang nakalagay sa terms and conditons:
To compute the finance charge, you will add all of my billed monthly installments and purchases/availments (excluding unbilled installment balances) under my account and subtract any payment daily to arrive at my daily outstanding balance. Said daily balance shall then be multiplied by the prevailing interest rate. At the end of the billing cycle, the accumulated daily interests will then be added up to my account's balance inclusive of service charges and fees, if any, to come up with the Total Outstanding Balance payable.
Ako naman. sinubukan kong mag apply online sa bankard, parang joke lang dahil walang magawa, di nga ako nag submit ng documents. Ayon na approve, nagsisisi tuloy ako bakit my Dream JCB yung nilagay ko dun sa application. tumawag ako sa 888-1818 ayaw nilang i-convert ang my Dream JCB ko, after one year pa daw. ka asar kasi gusto ko yung VISA. Credit limit: 20,000
gud day po!!!! ask ko lang po pwede ba akong magapply ng rcbc cc kahit wala akong deposit sa kanila....tapos meron ako cc ng bpi kaso express start ***?...
Ako din sinubukan ko mag-apply online joke joke lang I applied for a Gold VISA hehe di ako nagsubmit documents. After two weeks dumating classic VISA. Credit limit is also 20k. Kuripot ng RCBC.
Good day guys! just a short inquiry, kasi nag apply ako sa trinoma about this bankard cc, ilang weeks ba processing nila? pwede ba mag apply din ako online para sure?