RCBC Bankard Credit Card

[Bachelor2009]

Any Reviews About This Credit Card? Any Comments .i Am Applying For This.

[LabuyoXVIII]

Any Reviews About This Credit Card? Any Comments .i Am Applying For This.

Depende din, pero ang bilis lang ng processing nila. Me and my officemates applied for the Landmark-Anson Credit Card, they just had us photocopy our ID's. At first sabi nila declined ako, tapos after a few weeks, they called me again and said that my application was being processed. After 3 days, nakuha ko na ang credit card ko.

Dahil nga walang requirements na hiningi, maliit lang ang credit limit. I sent them my payslip and ITR para ma-increase ang CL ko. Hindi ko alam until how much ang increase. Pero oks lang, hindi ko masyado ginagamit.

[Bachelor2009]

1 week lang po ba processing?

[LabuyoXVIII]

1 week lang po ba processing?

Yung akin, walang one week. They called me on a Monday and I got the card on a Friday.

[KuyaDanny]

THis card issuer seems to be quite active in giving out preapproved (no application) credit cards. I had a BANKARD credit card from long ago, which became an RCBC Bankard MasterCard. Since then, I have been issued preapproved cards for all their other brands (MasterCard Platinum, VISA, and JCB), which I have had to cancel because I don't need them.

[Bachelor2009]

i havent yet an account with rcbc. probably malabo siguro akong maapprove..heheh.

[LabuyoXVIII]

I don't have a bank account with them, but I still got a card from them. And if ever your application gets declined, you'd be surprised. In a month or two, they'll call you again and tell you that they're processing your card application. And after a day or two - your card is already in your hands.

I only use mine once in a while. I like the fact that the credit limit is not that high. You don't to swipe it as much as you would with your other cards.

[Bachelor2009]

may secured cc po ba ang rcbc?

[LabuyoXVIII]

I'm not sure. I don't have an account with them. You might want to check their website.

[yasmin_waldz]

they take so long to process... i have sent my ITR twice already,,, same answer, "higher department was not able to receive the documents that they forwarded"... i think more than a month na... close na nga *** ng cust care nila...
maganda pa naman sana kasi mababa lang annual fee nila... i have the landmark-anson mc...

[Bachelor2009]

sa akin almost a month po yung processing ng RCBC bankard. sa wakas i was approved and i got my visa card early this morning.mabilis yung courier air21. salamat sa rcbc.

[Bachelor2009]

2x akong nagfax ng itr sa kanila. sabi nila they dont received my itr thru fax. buti nalang na-approved ako. i have my little amount of account sa rcbc savings naman. its my first time to have a cc.

[iamshopaholic]

2x akong nagfax ng itr sa kanila. sabi nila they dont received my itr thru fax. buti nalang na-approved ako. i have my little amount of account sa rcbc savings naman. its my first time to have a cc.

Congrats Bachelor! howmuch limit binigay nila sayo?

[Bachelor2009]

sobrang liit 10k *** po. mabilis macontact yung csr nila. maganda po yung rcbc bankard.recommended po sya for the first time holder
.

[Bachelor2009]

how to increase the CL? thanks.

[sergio1010]

sobrang liit 10k *** po. mabilis macontact yung csr nila. maganda po yung rcbc bankard.recommended po sya for the first time holder
.

YEHEY!!! at last naapprove ka na din.. hehe! ok lang yung 10k for a start practice ka muna sa 10k hehe! at least meron ka na credit card to start a history with!! use it wisely pay on time and in full as much as possible,

call cust service as mo kung kelan ka pwede pa increase ng limit and kung pano pero AFAIK after 6 to 1 year pwede ka na pa increase all you have to do is email/fax thgem you ITR ulit rereevaluate nila income mo

[damned719]

Congratulations bachelor! Dont worry about the small limit,just show that you are credit worthy and ibibigay nila ang limit na good for you.

[lizaviolinist]

I applied for Landmark-anson's Card @ Trinoma. The girl said 2-3 weeks daw processing. Well, it's my first week. I hope makarating. so 10K lang yung CL? kahit na 140K yung declared Gross Annual Salary? pero okay na rin atleast meron na.

First time ko kasi. I applied for BDO pero hindi pa rin nila pinapadala. more than a month na. Yung BPI they are asking for my COE.

Mga ilang weeks tumagal yung application nyo? Thanks for replying.

[yasmin_waldz]

I did that too... It just arrived sa house namin on a weekend... mga 3-4 weeks din... Nobody called to verify and mag-CI... Yun nga lang sobrang baba ng CL... 5K... haha... That is why I am asking for an increase, but sobrang lousy ng process nila... Twice ko na pinadala ang ITR ko, still di pa raw na-rerecieve ng concerned dept...

Btw, declared annual gross ko is 300k, still 5k lang CL... understood nmn since la naman akong sinubmit kundi ID lang...

[lizaviolinist]

oo nga. ID lang hiningi nila eh. sabi nga nung girl sa trinoma, fast approval daw eh. so by November ko pa makukuha if ever. I hope medyo mataas yung CL.

Paano pala mag-ask ng increase? pwede ba Payslip and COE? kasi wala akong ITR eh.