CitiBank Cash Loan

[teechs]

I applied for a personal loan with Citibank yesterday and got approved the same day. They didn't approve the amount I requested, however gave me 60% of it only. Minimum terms of payment is 24 months, but bank officer said I can renew after 10 months. The amount of loan they gave me is equivalent to 2 months salary. I'm a first-time loan borrower. :-)

[annetotz07]

^ questions po:

- online application pwede?
- need na may CC, right?!
- first-time loan borrower din...

thanks...

[teechs]

^ questions po:

- online application pwede?
- need na may CC, right?!
- first-time loan borrower din...

thanks...

Yes to both. I actually applied online and an agent contacted me the next day. He asked me to prepare the documents needed and to fill-out the application form sent to my email. Then he scheduled me to the nearest approving branch to submit documents. When I arrived, they checked my documents and was interviewed na rin. It took about 10 minutes only. That same afternoon the bank officer called me up already.

Their cut-off is at 2pm. So if your coming after cut-off, they will call you the next day.

Credit card is not necessary but it will help to speed up the processing.

[KuyaDanny]

These guys are annoying. They will stop at nothing to get you to apply. Today they called my mobile - and very few people know that number. Up to P3.0 million daw. "No collateral" at "no documents" daw. Tinanong ko kung pwedeng "no repayment" na rin. Tatanong daw niya sa supervisor.

Maganda lang pag sa mobile tumatawag parang nagmamadali silang matapos ang usapan. Tumatakbo kasi ang metro.

[haliparotti]

I have existing personal loan sa citi, and yes you may renew after 10 months. i havent tried applying online, *** saken kase nakareceive lang ako ng mailer na may amount na pwedeng i-loan. pero nde ko kinuha lahat kase nde ko namna kelangan ng sobrang laki. That time wala pa akong CC.