Blacklisted due to delinquent loan/credit card

[gcash]

Pano ko ba malalaman kung "blacklisted" na ako dahil sa delinquent credit card, loan and postpaid accounts ko?

Pano ko din malalaman kung anong bank/establishment nag "blacklist" sa akin at pano ako matatanggal dun?

Nagapply ako ng loan sa 2 bank at nag try mag openg ng checking account pero nadecline ako kaya yun lang naiisip kong dahilan.

Gusto ko na maayos credit ko kaya uuntiuntiiin ko na pagbabayad nung mga utang ko pero gusto ko pa din sana malaman kung aling bank ang nag "blacklist" sa akin.

Tulong naman sa mga nakakaalam.

(Pasensha na kung may existing thread na same ang concern)

[BeerhandBop]

"Gusto ko na maayos credit ko kaya uuntiuntiiin ko na pagbabayad nung mga utang ko pero gusto ko pa din sana malaman kung aling bank ang nag "blacklist" sa akin."


all banks share this central database of customers who are 'blacklisted'

it's gonna be hard to get back your credit if you get into that list.

I suggest that you apply for a credit card. and get a really small credit limit. use it. pay it off.. and repeat.

eventually you'd increase your limit.

also, try to recall the credit cards where you owe money. call them. and settle with them. marami ka siguradong demand letters. find them and start from there.

[gcash]

actually wala akong credit card. paid off na *** standard chartered ko kaya closed na yun. ang problema, may supplementary card ako nung ex ko na alam ko naging delinquent din. as for citifinancial loan, paid off na din yun although naging delinquent din for a time. so technically i have no existing primary credit card nor an active loan. yung globe postpaid ko nlng naiisip kong unpaid to date eh. pero di ako sure kung dahil ba sa extension card ko nung kami pa ng ex ko yung reason kung bakit di na ako maapprove for another card or loan.

[silke]

i doubt kung nakakaaffect yung utang sa mga telecom companies.. correct me if i'm wrong pero pag nagkautang ka for example sa globe, di ka lang makakaapply uli ng line with them like internet, landline and cellphone plans..

[metropolitan]

Credit Managment Association of the Philippines

Services:
Listing of Court Cases is a compilation of court cases filed in the different courts of Metro Manila, Batangas, Cavite, Cebu and Davao in the following categories:
a. Batas Pambansa # 22
b. Estafa
c. Foreclosure
d. Illegal Recruitment
e. Ejectment
f. Falsification of Public Document
g. Replevin
h. Sum of Money
i. Unlawful Detainer
j. Swindling
2. Listing of Returned Checks is a compilation of clients who issued check(s) which was/we dishonored by the drawee bank submitted by CMAP's members.
3. Listing of Accounts Endorsed to Lawyers is a compilation of accounts endorsed to legal submitted by the members of CMAP.
4. Listing of Past Due Accounts from telecommunication companies.
5. Listing of Past Due Accounts from manufacturing companies.
6. Seminars and Workshops are held covering topics on credit and collection management and other related fields.

CMAP members include virtually all telecoms firms, banks and credit card companies.

[arissa021]

Gud day! Our company MGU helps people na may mga delinquent credit cards.lalu na yung mga hinaharrassed na.try to call na lang po so we can help you settle in a small amount na lang...teresa javier
09339443886 / 3795479

[arissa021]

Gud day! Our company MGU helps people na may mga delinquent credit cards.lalu na yung mga hinaharrassed na.try to call na lang po so we can help you settle in a small amount na lang...teresa javier
09339443886 / 3795479