Ano bang magandang kunin if I'm single, 29 years old non smoker and my goals are the ff:
1) Start a business in 5 years or pay for down payment for a house in 5 years
2) Pay for my (future) kids' education
3) Have retirement money
I can spend about 30k a year for premiums, sa ngayon.
May nagaalok sakin ng Sun Life insurance plus investment. Pero may nabasa ako, better to just get a term insurance and then just invest the difference. Kumbaga buy term, invest the difference. Ano ba talaga ok?