Hi, I am planning on opening a savings account but I am still deciding on what bank. I believe all banks are the same in terms of savings account but I maybe wrong. My first choice would be BDO and nothing else, could anyone give me tips on choosing a bank to open up a savings account. I also checked BDO's website and found out that there is a "fee" if you reach the below minimum average balance and there is also a "dormancy fee".
I also wanted to have an easy and quick access to my funds in case I will need it like an atm card, is a savings account ideal for this?
Thanks for any reply!