Tips On Getting Annual Fee Reversal

[brummie]

What are the chances of having my annual fee reversed considering that I have been a card holder of BPI for 3 years, I have paid all of my billings on time and spend roughly 4,000 a month on the card?

[shadowrun]

What are the chances of having my annual fee reversed considering that I have been a card holder of BPI for 3 years, I have paid all of my billings on time and spend roughly 4,000 a month on the card?

Just request for an annual fee waiver and they will grant it to you.

[leela1025]

BPI worldperks ang meron ako and on the second year of my CC, i was granted 50% waive of my annual fee. in my case or in most cases of tie-ups with a bank and another establishment, hindi nila wine-waive yung annual fee. yung regular cards lang.

tips on waiving credit card annual fees

[jay372011]

Guys ito po ang strategy ng ka officemate ko, balak niya mag overpayment sa outstanding balance niya para mag negative tapos mag request siya ng ma waive ang annual niya for citibank. Will this work? Bale sobra ng mga 1 to 2k parati ang binabayad niya over and above the OB. Please advice po.

[Altwegg]

For the past two years, my annual fee for Citibank Cash Back have been reversed. Siguro dahil na-meet ko yung sinet nilang amount na dapat ma-purchase mo for a year.

[angelface49]

citibank credit card user ako.. depends on your payment habits and annual spend amount, they can grant waived annual fee. i've been granted waived annual fee several times na. and ito iyon strategy ko, i strongly emphasized to them that i will cancel my card right now if they dont grant it.. and i will transfer to ...... natakot siguro, since am a member since 1995.

[jay372011]

Salamat po sa advices. Meron naman siyang ibang credit card kaso napakaliit ng credit limits.

[jay372011]

My officemate is a GOLD citibank holder, sumulat na daw siya before kaya lang denied. I asked kung na try niya i cancel yung card, ayaw niya kasi takot siya na baka i call ang pananakot niya. Kaya ayon kahit gold na siya tuloy lang ang pagbabayad niya ng annual na 2k plus.

[johnski_07]

mahirap na yata ngayon magpa waive ng annual fee sa citibank... magkano minimum credit limit ng citibank gold?

[glacier05]

naku, wag siyang matakot. share ko lang yung experience ng sis ko ha. siya naman ay citibank premieremiles card holder, gold din. kasi ayaw din niya magbayad so gusto niyo ipa-waive yung annual fee. e ayaw talaga kasi daw specialty card yun. so sabi talaga ng sis ko, sige, cancel mo na. then tinransfer yung call niya to the closure officer. ngayon yung closure officer, parang kino-convince pa siya na wag na ipa-cut pero talagang disidido ate ako.

ayun, in the end, sabi nung closure officer, ma'am, ganito na lang po gawin natin. we will cancel your premiermiles gold card pero we will give you a citibank gold credit card with the same credit limit. and then for the citibank gold credit card, we will just reverse the annual fee.

sus, kahaba-haba ng prosesyon, sa annual fee waiver din pala mapapadpad. ok lang din naman sa sis ko na maging normal gold card lang kasi di rin naman talaga niya masyado ginagamit e.

ayun, so kung normal citibank card yung hawak niyo, i-wa-waive din yan in the end. pero kung specialty card, no chance na talaga. yung specialty card is yung mga cards na co-branded like yung premiermiles, mercury, petron, etc.

patigasan lang yan ng mukha at loob. hehe. ako rin, wala akong balak na magbayad ng annual fee ever. ang dami dami naman credit cards dyan sa tabi-tabi. ayaw niyo waive yung annual fee? sige, cancel na lang. ganun lang dapat lagi ang approach. pero siyempre, before that, make sure na nakuha or nagamit mo na yung mga bonus points mo or miles mo kasi baka talagang i-cancel nila card mo.

[jay372011]

Glacier panalo ang kuwento mo! Siguro make sure na lang talaga na you will not choke during the conversation, na kaya mo talaga panindigan. Thanks for the info! Hindi na pala dapat ang pa letter letter pa kundi diretsahan na lang parang si Amy Perez.

[froshie1]

kuha na lang kayo ng HSBC. mabait mag waive yan at may discount pa kayo whenever you use it sa Caltex.

Pros: Walang Meralco sa web payment facility nila.
Cons: Mabait sa pagwewaive. Walang kaartehan di tulad ng Citibank.

[n7610]

^nagkabaliktad ata ang PROS and CONS mo.

anyway, this year na waive yung annual fee ng BPI Gold MasterCard ko!

[johnski_07]

^nagkabaliktad ata ang PROS and CONS mo.

anyway, this year na waive yung annual fee ng BPI Gold MasterCard ko!

Anung requirements nila syo para ma waive gold mastercard mo? may minimum annual spend ba?

[glacier05]

@jay372011,

yes, via phone lang pwedeng pwede na. hindi naman sa inuutakan natin yung cc companies pero let's go with the law of supply and demand. since maraming supply ng credit cards, it follows na bababa yung price. i think tama lang naman na pagbigyan nila tayo sa annual fee waiver, lalo kung madalas nating gamitin yung card nila diba.

additional kwento, sabi ng ate ko, sa shanghai daw, pag gumamit ka ng certain amount in a year sa cc mo, automatic waive nila annual fee mo, di mo na kelangan mag-request pa. kung ganun sa china, bakit dito hindi, diba.

[n7610]

Anung requirements nila syo para ma waive gold mastercard mo? may minimum annual spend ba?

wala. sinabi ko lang na i want to have it waived. tapos yun na.

[AkiFoblesia]

sa citibank cc ko, tinapos ko muna lahat ng payment one month before dumating yung annual ko. tapos, tumawag ako, sabi ko ipapasara ko na kasi di ko makitang sulit na babayaran ko yung annual compared sa gamit ko ng card. nag offer yung csr (na mabait at professional kausap) ng waiver. kaya ayun, na waive

[boy_bawang]

when i requested mine to be reversed, i just called them up and asked for a reversal. the agent put me on hold for a minute or so, and when she got back to me, she said she can have it waived and will process it already for the reversal. no hassle and no questions asked!

[johnski_07]

[QUOTE=boy_bawang;35510493]when i requested mine to be reversed, i just called them up and asked for a reversal. the agent put me on hold for a minute or so, and when she got back to me, she said she can have it waived and will process it already for the reversal. no hassle and no questions asked![/QUOT


Citibank or bpi?

[froshie1]

^nagkabaliktad ata ang PROS and CONS mo.

anyway, this year na waive yung annual fee ng BPI Gold MasterCard ko!

lolz. tama ka typo error.