BDO Credit Card Users Thread

[fvstar1]

hala dapat pina cancel mo sabi mo 3 years na yang card mo yung 1st year free yung 2nd and 3rd year mo my fee na yun tapos pag d mo binayaran penalty interest laki n ng utang mo

[sokolate]

mga magkano na kaya ang lahat na bill ko sa tingin mo *** sa friend ko pinacancel nya nung marecieve nya *** Billing Annual Membership fee nya sa AMEX 135 per month eh pre approved din *** AMEX nya mga magkano kaya what you think?

thanks

[fvstar1]

2400 anual fee nka 2 years ka edi 4800

penalty minimum 500 a month or % percentage kung mas mataas sa 500

yung 500 x mo na lang

[mardi_gras]

Hi! question po? I was given a PRE-Approved BDO Gold Master Card....my question is is it normal that up to now I have not received any Bill for Annual Membership Fee although I have not used it since it was given to me I think 12/2009 it is embedded on the Credit Card that it is valid up to 12/12.....


thanks in advance

If you've not used it at all, not even once, they won't charge you annual fee.

[noics02b]

I think after more than a year tapos hindi mo pa rin ginamit ang card mo, di ka nila sisingilin for annual fees. Only after nagswipe ka, magstart silang maningil. But inquire na rin just to be sure.

[KuyaDanny]

There are three possibilities:

1) Since your card has never been used it may have already been cancelled due to inactivity. Some banks to this for safety reasons.
2) You may have already been billed for annual fees but you are not receiving the statements because the couriers are very good - in which case your account might be incurring finance charges already
3) Your card might be truly free.

You should contact BDO and check the status. If 1), it is up to you to revive the card if you need it. If 2), I am sorry but you must deal with the arrears. But if 3), then you should smile and pat yourself on the back for being a lucky person.

[SuperOnyx]

If you've not used it at all, not even once, they won't charge you annual fee.

Is this really true for BDO? Kasi for other banks hindi ganun eh. May annual fee kahit hindi mo ginamit or even activate.

[_Zei_Emu_]

hi guys. ask ko lang yung mga purchases ba sa SM pwedeng i-convert to installment, 0% kaya o may interest?

thanks

[XxSkaterBoixX]

hi guys. ask ko lang yung mga purchases ba sa SM pwedeng i-convert to installment, 0% kaya o may interest?

thanks

Pag bumili ka sa SM ng at least 5,000, pwede mong ipa-installment for 3 months, 0%. Kung bibili ka tuwing sale, may 5% rebate ka.

[fvstar1]

meron ako saving account sa BDO di naman kalakihan 3 years na tapos pina closed ko na account ko after ilang days nagulat ako pinadalhan ako ng blue amex credit card 150k credit limit

kaso ang problema ayaw tanggapin ng mga ibang store gaya ng mercury drug visa/mastercard lang daw tinatanggap nila


pwede kaya ipa convert ko yung blue amex card to visa or mastercard


baka kasi hingan ako ng requirement kasi wala naman akong work, sss pati tin number yung saving account ko sa kanila closed na.

[KuyaDanny]

Get on the phone and call BDO. Their answer will be better than any of ours.

[dwinzee]

Yehey... May pre approved din ako... BDO Gold... hehe tumawag kanina sa office para inform ako... So I just have to wait 8 days... I have an account with BDO 6 months na..

[johnski_07]

^congrats dwinzee! malaki siguro deposit mo sa kanila... hehehe.

[teechs]

Yehey... May pre approved din ako... BDO Gold... hehe tumawag kanina sa office para inform ako... So I just have to wait 8 days... I have an account with BDO 6 months na..

Hi Dwinzee!

Saang branch ka nag open? Minsan kasi magaling din ang branch manager. Meron nga dito sa PEX na more than a year niya hindi ginalaw ang deposit niya pero wala naman dumarating na pre-approved card.

Congrats ah!

[bading_13_cavite]

Congrats! Ok naman ang BDO eh, sa totoo lang. Napakadali mag pa-waive ng annual fee. Kaka-waive lang sa akin last April as long as may 3k transaction ka daw a month. Nung una kasi ayaw, pero pina-check ko ang records kaya nagulat sya. Anyway, pangit lang dyan eh hindi sila automatic nagtataas ng CL pero tatanungin ka kung may iba kang CC na mas mataas ang limit at subject for approval pa din then nanghihingi pa din ng documents...

[dwinzee]

Hi Dwinzee!

Saang branch ka nag open? Minsan kasi magaling din ang branch manager. Meron nga dito sa PEX na more than a year niya hindi ginalaw ang deposit niya pero wala naman dumarating na pre-approved card.

Congrats ah!

Hi All!

Sa Mega Mall Po... About waving of annual fee, I checked their website and it says there that annual fee will be waved for life for as long as you spend 180000 yearly.. yun yung isang benefit ng gold holder nila

[onyxguapo]

^Hi dwinzee! Totoo po yun, yung office mate ko na naka-gold MC nagtataka bakit wala na-bill sa kanya na annual fee eh 2 months ago pa dapat na-bill. Sabi ko baka naka-180k sya last year, oo daw. Pero sabi naman ng ibang members dito, kahit di ka maka-180k pwede ka pa din mag-request ng reversal, subject for approval.

Anyway, magdedeposit ako ng 100k sa BDO. I'm hoping na ma-preapproved ako for AmEx.

[teechs]

Hi All!

Sa Mega Mall Po... About waving of annual fee, I checked their website and it says there that annual fee will be waved for life for as long as you spend 180000 yearly.. yun yung isang benefit ng gold holder nila

Yung sa mom ko walang annual fee hanggat existing ang card sabi daw sa kanya ng BDO, whether below or above 180k ang annual spending nya. I don't know how true kasi wala pa naman 6 months Gold card nya. Pre-approved yun. May ganon kaya talaga sa BDO?

[onyxguapo]

^Totoo pong merong mga waived for life na BDO credit cards. Not sure lang kung ganun yung sa mom mo kasi sa isang office mate ko pre-approved din na gold pero di naman ganun.

[noics02b]

Diba lahat ng AmEx eh BDO ang nagha-handle?

I have a corporate card (AmEx) pero hindi ko ma-register sa BDO credit card online account ko.