BDO Credit Card Users Thread

[johnski_07]

^widely-accepted na rin ba sya? minsan kase mastercard and visa lang ang tinatanggap ng mga stores...

[RMABTI]

For BDO Gold, 50k minimum.

Thanks SuperOnyx, mine is more than 50K pero blue lang? Anyway mas okay na rin pre-approved lang naman at mas mababa ang Annual Fee.

[johnski_07]

^yeah. pag gold card merong minimum requirement to spend para mawaive ang annual fee mo. I think 240k for 1 year ang dapat nacharge mo sa bdo gold cc... so far laging waived ang annual fee ko sa bdo gold...

[RMABTI]

^yeah. pag gold card merong minimum requirement to spend para mawaive ang annual fee mo. I think 240k for 1 year ang dapat nacharge mo sa bdo gold cc... so far laging waived ang annual fee ko sa bdo gold...

Masyado pa lang malaki. Di ko kaya mag spend ng ganyang amount. Pwede kaya pa convert AMEX ko to a Visa Classic Card?

[SuperOnyx]

Thanks SuperOnyx, mine is more than 50K pero blue lang? Anyway mas okay na rin pre-approved lang naman at mas mababa ang Annual Fee.

I think AmEx Blue is at the same level as their Gold Visa/MasterCard while AmEx Gold belongs to their group of premium cards like Visa Platinum and MasterCard Titanium. BDO's most elite card is the AmEx Platinum with an annual income requirement of PhP 1.8 million.

^widely-accepted na rin ba sya? minsan kase mastercard and visa lang ang tinatanggap ng mga stores...

Dito sa Pinas hindi sya widely accepted pero sa US, the general advice is to keep at least two cards with one being an AmEx and the other either a Visa or MasterCard.

[johnski_07]

^thanks ulit sa info superonyx!

[SuperOnyx]

^Welcome po sir.

[Annihilus]

^yeah. pag gold card merong minimum requirement to spend para mawaive ang annual fee mo. I think 240k for 1 year ang dapat nacharge mo sa bdo gold cc... so far laging waived ang annual fee ko sa bdo gold...

180k minimum spending requirement for gold

120k minimum spending requirement for amex classic

[johnski_07]

^thanks sa correction annihilus!

[yugelpmis]

lahat ng participating branch to redeem yung giordano watch e out of stock. how sad. parang trap lang na mag spend ka ng 15K. minadali ko pa naman kasi lalabas bansa ako sa katapusan. hehe

[IamKrich]

magkano ang minimum credit limit for amex card? thanks!

My Blue Amex has 100k credit limit,pero yung sa iba alam ko 130k

[littlemissmushy]

hello! I got a pre approved bdo shop more cc. I actually didn't expected it kasi I have savings acct with bdo but I rarely keep my funds there. In and out sya actually ok ba *** cc na un? Should I have it activated? Ano ba promos ng bdo ccs *****? And one more thing, do they charge on new purchases or if di ka lang ngbayd in full on ur due date? And can I change my address thru their hotline? Hassle kc I have my acct opened on recto branch pa when I was still a student. And now I'm working in Makati na and currently staying in Alabang. Is it possible? Ty

[Annihilus]

hello! I got a pre approved bdo shop more cc. I actually didn't expected it kasi I have savings acct with bdo but I rarely keep my funds there. In and out sya actually ok ba *** cc na un? Should I have it activated? Ano ba promos ng bdo ccs *****? And one more thing, do they charge on new purchases or if di ka lang ngbayd in full on ur due date? And can I change my address thru their hotline? Hassle kc I have my acct opened on recto branch pa when I was still a student. And now I'm working in Makati na and currently staying in Alabang. Is it possible? Ty

Gamitin mo na lang muna yan for 1yr, then pag hindi mo nagustuhan pacut mo before aniv date.

pag hindi mo nabayaran infull may finance charge yung remaining balance. purchases after the cut of date will be charge for the next billing period.

nagpachange of address ako via phone, pero sa email din ako naapprove kasi dun ko sinend yung proof of billing address.

[jteodoro08]

Hi guys has anyone here a credit card holder of BDO American Express Card, (Gold or Green Card) Share naman kayo about the features and the initial credit limit for the firt time card holder, gusto ko kasi mag aply for this card.... Thanks

Mine is Blue AMEX with CL of 175k pre-approved. Mayroon kase akong saving account sa BDO probably why they sent me one.

[mizzybebz]

Nag-apply ako ng BDO credit card. From Pendning naging System Cancelled ang status ng CC application ko.. Does that mean declined?

[stephnakagawa]

Hello! I asked my mom to apply again for a credit card, before kasi mom is owning and handing a credit card too but those where the days when papa and mama were still together pa. So yun, I want sana to have my own cc too but since I'm lacking for 1 requirement which is the SSS, I asked mom to be her supplementary and she would be the principal.

Just this May 2012, we made asikaso our requirements and application for a BDO Gold Visa and up until now, our credit card application status is in pending mode. Anong petsa na at July 5 na wtf. We understood that we lack one requirement nung nagpasa kami but we already had them submitted, no errors and alibis, I hate their slow processing of credit card application, nakakainip to be honest.

We applied for American Express by the way, sana ma process agad. Ganun ba talaga katagal mag process ng credit card?

[stephnakagawa]

Wtf ilang araw or weeks mo pinagtiyagaang hintayin yan?

[sokolate]

Hi! question po? I was given a PRE-Approved BDO Gold Master Card....my question is is it normal that up to now I have not received any Bill for Annual Membership Fee although I have not used it since it was given to me I think 12/2009 it is embedded on the Credit Card that it is valid up to 12/12.....


thanks in advance

[sokolate]

Hi! Guys bkit pinapayagan ng government and banking industry ang PRE-APPROVED CC. I have experienced it.

I have a BDO Gold CC pre-approved whch I received somewhere 12/2009 I have never used it ever since it is embosed in the CC that it is valid up to 12/12. I have not received any Bill of Statment regarding Annual Membership Fee should I contact them or just wait for the card to expire on 12/12. They say that usually the first year is free of annual membership but it will now be entering its 3rd year.

For your comments

thanks

[fvstar1]

hala dapat pina cancel mo sabi mo 3 years na yang card mo yung 1st year free yung 2nd and 3rd year mo my fee na yun tapos pag d mo binayaran penalty interest laki n ng utang mo