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Kapag may atleast 100k deposit ka sa BDO for 6 months, papadalan ka nila ng Gold card.
Pinadalhan lang nila ako ng BDO Regular CC. Dahil siguro depositor din ako sa kanila. Ok din kasi pwede nako magpa-book online, less hassle. Pero kung di nila waived annual charge, pa-cut ko.
Humahabol ngayon ang bdo cc sa mga perks and freebies for their loyal customers... meron silang promo sa bacolod chicken inasal resto ah...
bdo credit card din ang gamit ko, i didn't apply for it, pinadalhan lang din ako kasi i have a savings account with them. 35k ang credit limit ko. pinatulan ko lang cause that time i really need to buy a laptop. ngayon halos di ko na din ginagamit. gusto ko na ngang bayaran lahat ng utang ko dun at ipa-cut na ng tuluyan.
sa mga nakareceive ng BDO Credit card na mga depositor magkano po savings nyo? kasi parang andami nyo eh.
Is maintaning 20K enough to receive a BDO CC without applying one?
Want to open Savings with 20K sana sa BDO.
Last question, sa mga bagong depositor ng BDO do they send a welcome mail sa bahay nyo, like other banks do that welcoming you sa kanila? i got a welcome letter kasi sa RCBC Savings, BPI family banks too. Yun bang letter na "Thank you for choosing banking with us blah blah blah". Metrobank they dont.
Meron akong bdo cc pero wala akong savings sa kanila... balak ko palang mag open sana... hehehe...
I think, if you deposited P20k in BDO, they won't give you instant credit card, however if you don't withdraw that amount for 6 months, and you apply for their credit card, it will be a big help in the evaluation of your application.
but for me, I'm fed up with BD0, my application was declined 4x!!
Anyway, It's their loss not mine!!
I just don't like the design of the shopmore card. It's ugly and cheap looking, the clear(transparent)part of the card would be a beauty if they didn't match it up with an ugly shade of Bayani's MMDA Blue or pink. The green one is not pleasing to look at niether.
Hindi ko rin gusto ang design ng bdo shopmore mastercard... kaya ba naman gusto ko papalitan ng gold yung sakin eh....
Hi nag apply ako nag credit card sa BDO but since i have 100k in my savings i-endorse nlng daw nila ko..no need for requirments, question ko is how many days ang processing nun?? automatic ba sha na approved na pag endorsed?and pano icaclaim ang credit card? pinapadala ba sa home address or do i have to pick it up sa branch?
lahat ba ng nag apply ng CC is pinadala sa preferred address nila?? thanx
Hi i was endorsed a credit card wala na daw requirments kailangan ask ko lang if how long will it take for me to recive the card? and papadala ba nila through mail? anyone??
endorsed lang or approved na? baka naman ang ibig sabihin ng endoresed sa BDO ay ipinasa na for decisioning kung approve o hindi ang iyong application.
no di pa po approved.. ganito po nangyari i was applying for a credit card sa BDO upon applying sabi sakin i-eendorse nlng daw nila ko nag fill up ako ng form di ko na daw need mag pass ng requirments fill up ko lang daw yung form..
I see that you are very enthusiastic with this card.
From my experience, this bank is the slowest in delivering cards. From the date I was informed that my application was approved (note: the bank wasn't the one who informed me, just the agent thanking me because she already received her notification for her commission) it took about a month for the card to be delivered. I actually already forgot about it when the courier delivered it at the office.
really ganon po pala BDO , i called their hotline they said that my application wasn't posted yet its almost 2 weeks already.. sana bumilis nmn processing ng saakin kasi im going to hongkong on sept. , ano po ba credit card company na pinakamabilis mag process ng application and yung hindi madiwara??
^This is from my experience:
Citibank is the fastest in processing application for their card services (Application processing: 2 days) , just make sure you meet and submit the requirements needed. The bank also informs you via SMS when they receive your application and already processing it and again, will text you if your application is approved or denied. If approved, your card will be delivered in 3 days.
BPI is the fastest in delivering cards, I got the card a day after i got a SMS informing that my application was approved. (application processing: 1 week)
The way I see it, you will be a first time card holder. I would want to give you an unsolicited piece of advice. Be prudent with these cards, use them correctly, it will make your life easier, otherwise it may make your life miserable.
Good luck with your application.
thanx for the advice
^ITR (must include audited financial statements) may not be enough, they may ask you for your DTI registration and or Mayor's permit and also your bank statements.
Creditors, mostly, prefer clients where they are present (meaning they have a branch where you reside or work) or clients from major urban area.
My co-leagues who previously worked for Citibank told me that they don't have preference if you're employed or self-employed, they just need to be convinced that you are earning and capable of paying. It is the same if you will apply online. The same people will do the credit investigation.
IMO, your best shot is the endorsement of your depository bank, but still give it a shot applying with other banks.
How about BPI? are they tight when it comes to first time Card applicants? would it help if i transfer some of my saving with them?what did they ask you to submit? i have no mayors permit i only have DTI