Citibank Credit Card Users Thread

[lightning177]

hi guys!
question lang regarding Credit Limit increase, automatic ba every 6 months? and super laki ba ng increase or need pang magpass ng income documents?

[lediskogirl]

hi guys!
question lang regarding Credit Limit increase, automatic ba every 6 months? and super laki ba ng increase or need pang magpass ng income documents?

After a year with them I got a message saying that I qualified for an increase but I had to call their hotline within 8 days. I did and they said they'd process it, but after a week they told me I still had to pass income documents. Labo no, sila nag-offer tapos ganon? I didn't need an increase anyway.

[lightning177]

After a year with them I got a message saying that I qualified for an increase but I had to call their hotline within 8 days. I did and they said they'd process it, but after a week they told me I still had to pass income documents. Labo no, sila nag-offer tapos ganon? I didn't need an increase anyway.

in short.. you still need to pass some documents? :'(

[lediskogirl]

in short.. you still need to pass some documents? :'(

Sa iba automatic. Depends kung tinopak yung nagpprocess ng sa account mo, I guess. I'm a very good user. I charge Meralco, cable, landline etc, plus groceries and I rarely revolve (3 out of 12 months, hindi pa min payment lang), so I don't know if income lang basis nila.

[marlowe1701]

got approved for a citibank rewards card, so excited to have my 3rd card with citibank...

[lightning177]

can someone answer me regarding Citibank Credit limit increase. Mas malaki ba siya significantly, possible ba na times 2 your current credit limit (for example, 40k then 80k na?)

[dwinzee]

got approved for a citibank rewards card, so excited to have my 3rd card with citibank...

Great! Ako, tinawagan kanina.... inofferan ako netong rewards card na to... Ok sabi ko hahaha sana maapprove

[lediskogirl]

hi guys!
question lang regarding Credit Limit increase, automatic ba every 6 months? and super laki ba ng increase or need pang magpass ng income documents?

UPDATE LANG: They asked me to submit income docs but after 3-4 days (today) they called and granted me an increase plus another card.

[lightning177]

UPDATE LANG: They asked me to submit income docs but after 3-4 days (today) they called and granted me an increase plus another card.

wow congrats! double ba ng current credit limit mo? or konti lang yung increase?

[lediskogirl]

wow congrats! double ba ng current credit limit mo? or konti lang yung increase?

1/2 ng limit ko yung increase.

[AkiFoblesia]

pumayag agad ang citibank pag request ko na mawaive nung annual fee ko. last year di sila pumayag pero nagbigay ng voucher sa tagaytay for 2 with massage worth 5k.

[SuperOnyx]

can someone answer me regarding Citibank Credit limit increase. Mas malaki ba siya significantly, possible ba na times 2 your current credit limit (for example, 40k then 80k na?)

In my case I started with 20k then 40k then 60k and currently 80k.

[marlowe1701]

In my case I started with 20k then 40k then 60k and currently 80k.

mine was 15K then 50K then 75K then 120K then 215K.... from classic visa to gold visa....

[lightning177]

In my case I started with 20k then 40k then 60k and currently 80k.

mine was 15K then 50K then 75K then 120K then 215K.... from classic visa to gold visa....

wow.. pinarequest niyo ba or auto-increase na?
if auto-increase, when naging effective yung increase?

[SuperOnyx]

^Mine was auto increase yearly on card anniversary. Although for this year nag-anniversary ang card ko last month pero hindi nag-auto increase.

[bading_13_cavite]

Buti pa kayo may Citibank ang arte arte nila ilang beses ako dinecline this year. Ngayon super offer na naman ng rewards card tapos baka idecline lang ako. Kakainis. Buti pa HSBC at RCBC approved agad ako at tig 50k initial credit limit. Though may 1 year na ako na BDO CC at 2nd RCBC ko na to.

[ilakosigladz]

pwede ba ipaconvert yung cashback to rewards?

[SuperOnyx]

^Call customer service. In my experience though mas madali at mas mabilis mag-apply for additional card kesa card conversion.

[cypher6]

UOB is better, I have 600K credit limit.

[marlowe1701]

wow.. pinarequest niyo ba or auto-increase na?
if auto-increase, when naging effective yung increase?

mine was a manual increase nagsubmit ako ng latest ITR ko, ayun ok naman ang increase ng citi....