EastWest Credit Card

[TastyXtina]

i had the same problem. employer info was incorrect.. just like you i didn't apply for one.. i just received a text message from a +44 number that my credit card was approved. i was anxioaus kasi nga di naman ako nag apply. baka mamaya there's a fraudster usin n tlg my credentials. i found out na meron nga talaga sa wrong address na lang. they held the shipment. asked me to send a passport, proof of billing, company id and bank statement. which i did. that was 2 weeks ago. pag yun eh di ko nareceive within a week. il just ask them to cancel the card

[enigma98]

Sa akin naman nung naapprove card ko (I applied, not preapproved) at nalaman ko na sa office delivery ng card, sabi ko bakit hindi sa bahay as indicated sa application form ko. Sabi nung agent, sa office daw talaga default delivery ng card. Sabi ko pakichange ng delivery ng card sa bahay. Sabi ng CS agent, hindi raw pwede. Sabi ko, well then, just cancel the card since ang hirap nila bigyan ng instruction at ang hirap nila kausap. Sabi ng agent itransfer daw ako sa card department ata 'yun. Anyway, ng malipat 'yung call ko, tinanong ako regarding sa concern ko. Then sinabi ko uli. Tapos I added na, change of delivery address lang hindi nyo pa pagbigyan what more kung may billing dispute ako. Baka lumuha na ako ng dugo hindi pa rin nareresolve. Sabi ko pa, kung ganun din lang, I do not want to start any banking relationship with an institution na mahirap kausap. Ayun sabi ng kausap ko, sige sir, ihold daw nya ang delivery ng card ko right there and then. Tapos sabi kung pwede raw paki e-mail or fax na lang daw uli ng valid IDs ko. Tapos they were asking pa na magpresent daw ako ng proof of billing kapag nadeliver na sa bahay. Sabi ko, lahat ng billing statements ko ay naka electronic bill, so magpprint pa ako? Besides meron na silang proof of billing address ko nung nagapply ako. Pwede nila iverify yun pati sa application form ko at sa ID ko kasi andun yung home address ko.... Sa huli, naprocess din ang change of delivery address ko in about 3 days and I got the card on the fifth day after ko magrequest ng change of delivery address.

Nagpresent na lang ako ng ID ko dun sa nagdeliver ng card ko sa bahay.

[TheGreatN00b]

Hi guys, last friday may tumawag sa office namin na lalake, hinahanap si "joyce something" since wala naman ganung name sa office namin, sabi ko wrong number. After that sabi niya, taga eastwest bank daw siya at kung interesado ako, sabi ko ok lang. tas nag tanong tanong na siya ng personal information ko such as bday,address, full name, position, salary. then nagpapasend ng 3 signature , id front at back at COE with indication of salary. pinapafax niya sa number 798-8070. Alan Luna daw name niya. legit ba ito? or much better kung sa bank ng eastwest bank pumunta to avoid identity theft?

[KuyaDanny]

Technique nga nila yan. Ang dalas kong sumalo ng ganyang tawag dahil ako ang huling umaalis sa office kapag gabi.

Mukhang naghahabol ng quota dahil kahit na sinong may gusto pag-aaplyin. Buti na lang meron na akong EastWest kaya nakakatanggi pa ako. Pero minsan makulit, aalukin ka pa ng second card.

Huwag mo na lang patulan, palagay ko mga subcontractor yan na hindi marunong sumunod sa patakaran.

[TheGreatN00b]

Technique nga nila yan. Ang dalas kong sumalo ng ganyang tawag dahil ako ang huling umaalis sa office kapag gabi.

Mukhang naghahabol ng quota dahil kahit na sinong may gusto pag-aaplyin. Buti na lang meron na akong EastWest kaya nakakatanggi pa ako. Pero minsan makulit, aalukin ka pa ng second card.

Huwag mo na lang patulan, palagay ko mga subcontractor yan na hindi marunong sumunod sa patakaran.

Ahh! Ok lang naman sakin, since never pa naman ako nag kaCC. Ok lang kumuha. Magkano kaya limit ko pag nagapply ako? Salary ko is 55k. Kaso wala akong ITR eh. Maapprove kaya ako if ever mag apply ako? Salamat!

[TastyXtina]

im communicating withthem via email since wala akong landline..


so nakareceive ako ng txt na may appproved credit card ako right? na walang appplication na naganap. bigla na langg approved. so nacurious ako tumawag sa kanila, at nalaman ko nga na meron pala tlaga. iba lang ang employer na nakalgay. hindi ko alam kung sa nila kinuha yung employer info ko.. so i have requested na palitan ang billing address to my home, nagsubmit ng documents regarding my present employer. ang mga amfufu, ang billing address na ginawa ay office. hindi yung home address ko.. hindi tatanggapin yun sa office.. ang kukulit ng mga taga EWB. sabi ko iclose nila yung card. icancel na nila at sinasayang nila ang oras ko

[enigma98]

^
Ganun nga. Default daw nila na delivery is office address. Sabi ko na lang, kung ayaw nila palitan, cancel nila card ko since I am no longer interested. Ayun sa huli, pinalitan din nila delivery address ko at sa bahay na dineliver ang card.

[dwinzee]

Eastwest bank sent me a cheque worth 49500 @.70% add on rate... valid til september... ok na din hehehe pero di ko pa inincash, next time na lang pag need talaga

[KuyaDanny]

Pag isipan mong mabuti bago mo gamitin yang pera. MAHAL ang 0.70% add-on rate. At kung hindi mo ide-deposit ang check, punitin mo o itago nang mabuti dahil kapag nagamit yan ng ibang may masamang balak, utang mo na yan.

[bankerII]

identify the purpose, then borrow.
not borrow, then look for a purpose.

[homebaseinvestor]

Hi Kuya Danny,

Meron ako account s isang commercial bank, last month I received a pre approved gold card from them, I assume initiated by card's department kasi I received an advice via letter. Today a branch officer from my branch called me and informed me that padadalahan daw ako ng card because I am quilified etc.. She verified my address (I asked her for it) and I told her n meron n ako visa (which is not sure kung may access siya s account ko) pero di ko n mention n galing n yun s bank nila. Free naman yun first year kaya try ko n din. I requested this time for a Mastercard. Do you think may possibility n m approve yun or its just an error on their part at n overlook lang nila at nauna lang mag offer yun card's department nila? Or posible b n mabigyan and depositor ng 2 pre approved card na halos sabay lang n deliver? What do you think KuyaDanny, thank you for your reply in advance.

[vergel_fuerte]

Saan po pwd mag query about the status of my credit card application. thanks

[SuperOnyx]

^Customer service.

[ice_913]

eastwest bank received my application for a lays auto group visa card last june 20, 2012.. but until now, no one from eastwest is calling me.. its been 2 weeks.. does it mean, my application is already disapproved?

[SuperOnyx]

^Processing may take longer than 2 weeks. In my case, 4 months.

[MommaPink]

Sino po from EWB here? pwede po pa.pm ako.. my question po kasi ako...

[rhaps00]

i also applied for their platinum card, yung free annual fee, but got no reply.

[ice_913]

^Processing may take longer than 2 weeks. In my case, 4 months.

grabe naman sa tagal..

[pyng]

Alam nyo ba kung magkano ang monthly rebate limit ng everyday mastercard?

[purpleash]

PIN pa lang ang binibigay sa akin. How would I know kung magkano ang credit limit na binigay sa akin? Thanks!

My PIN was sent before hand. Seryoso pala talaga toh. Then a few hours later, got a text from ~EastWest (seems legit kasi hindi #lang ang lumabas), saying the card will be delivered within 10 days.