HSBC Credit Card

[klyielei]

[QUOTE=teechs;63898880]Nag start siya sa classic? How much ang initial niya at gaano katagal nung ma-upgrade siya?

nagstart ang sister ko 2006 at 35K pre approve sya. dahil sa dami ng cards ng sis ko bihira niya magamit at kung magamit niya malaki ang purchases nya sa HSBC. 3 yrs ago imbes magincrease siya ng cl nagdecrease pa at lagi may problema ang card nya di nagreread sa mga stores nakadalawang palit ng sya ng cards dahil dito. sa ngayon ok na card nya. this week lang dumating ang gold cards nya. happy naman ako sa HSBC card ko at mag 2 yrs na this dec.

[teechs]

S2I Terms and Conditions:

"The Cardholder’s Outstanding Balance on his HSBC credit card must be at most 90% of the assigned limit at the time of approval."

Ganito talaga? Pa-share naman po ng experience sa S2I. TIA!

[SuperOnyx]

^I think tama lang po yun since pag nag-S2i may add-on interest so may allowance na at least 10% of credit limit for the interest.

[teechs]

^I think tama lang po yun since pag nag-S2i may add-on interest so may allowance na at least 10% of credit limit for the interest.

Bumabawas yun agad sa available credit once approved right?

Ito gusto ko dito (same sa Unionbank), na wala ang Citibank:
"Single or accumulated Straight Transactions that amount to at least P3,000 and result to a minimum monthly amortization of P500 can be converted, subject to approval."

Bakit nga pala hindi mo na favorite ang HSBC?

[SuperOnyx]

^Base sa mga nabasa ko dito sa thread, merong hindi naa-approve sa S2i kahit sufficient naman ang available credit limit.

Meron ding ganito ang RCBC and BPI. Ang Citibank meron din pero either promotional or by-invitation lang, unlike other banks like RCBC na permanent feature sya. Favorite ko ang RCBC in this department. Madali mag-apply, mabilis ma-approve at mababa ang interest rates nila pati sa balance transfer.

Hindi ko favorite ang HSBC because of the expiring points saka nagdi-decrease sila ng credit limit kapag hindi mo palaging ginagamit yung card.

[giodude]

I applied for S2i last year. 1 month daw ang processing kaya di ko na lang tinuloy, baka mag-incur pa ko ng interest kaya binayaran ko na lang total outstanding ko.

Ang gusto ko ngayon sa HSBC, yung CIP or cash installment plan. .77% lang add-on interest rate for 12 months. Napilitan tuloy akong mangutang

[nitzirk]

hayyy wala pa ring feedback sa HSBC application ko. ang Funny nito, I received a text message this morning from HSBC saying that I need to submit the required supporting documents for my online application. Pero na submit ko na to last Monday and may nakausap na rin akong taga HSBC! hayyy ang gulo. Di ko tuloy alam kung mag s submit pa ba ako ulit. Tinatawagan ko yung tumawag sa akin dati pero naka voice-messaging lang ang number nya. Wala na akong balak mag submit ulit. So wait and see na lang muna ako. ..

[firefoxxx]

Question po, sino po dito nakapag try na mag widraw using HSBC credit card? Paano po ba? balak ko kase need lang talaga. Thank you!

[giodude]

Question po, sino po dito nakapag try na mag widraw using HSBC credit card? Paano po ba? balak ko kase need lang talaga. Thank you!

Magwithdraw ka lang sa atm. Gamitin mo yung cash advance pin mo.

[philambre]

Hi I have questions regarding credit limit.

Will HSBC allow me to purchase beyond my credit limit?

If not, what are my options?

Thanks

[KuyaDanny]

To some extent, yes. Your merchant will probably need special approval. And you will be charged an overlimit fee if you are over the limit on your cutoff date.

[marlowe1701]

Hello, correct lang natin ulit ha, misleading ka na naman eh.

Have you read her first inquiry? Look below for yourself:



So, what's your say? She's asking for a link, kahit anung link kung saan pwede ma check ang mga transactions online.

You said:
you don't need an Access One account nor a savings account to access your credit card transactions and statements online. You only need to login to https://bankard.com.ph/dasc_e2b/bankardindex.jsp.

Very clear naman ang tanong ng user kahit anung link. Mag-suggest ka lang sablay naman look below to find out?

You said :
https://bankard.com.ph/dasc_e2b/bankardindex.jsp

Oh my gosh, do you understand what are you saying here? Oh god.

Don't you know that your putting the user in a very dangerous situation. By simply copying your recommended link https://bankard.com.ph/dasc_e2b/bankardindex.jsp and paste it directly to any web browser. Your exposing the user to her downfall.

And, why don't you ask yourself as to why bankard.com didn't say go directly to https://bankard.com.ph/dasc_e2b/bankardindex.jsp to check your online transaction.

You know nothing how webpages works, so wag kang magmarunong.
Wag kang mag-suggest ng di mo na-iintindahan. Think before you suggest, hindi yung may ma-provide ka lang idea.

Kaya nga nag-develop ang RCBC ng www.bankard.com -->> Services -->> View Statement. Dahil may mga ibang variables at work when you click the View Statement link.

They put those security measures to protect it's online user's from hacking, identity theft, etc.

You said :
Take note that this will only be accessible to you once your first statement of account is generated.

Saan mo naman nakuha yang info na nyan nabasa mo lang yata yan dito yan eh. Copycat ka pala what a loser.

Tama pala yung mga tsismis sa iyo dito sa PEX copycat ka, nagtatanong ka sa mga users dito, kukunin mo ang nalalaman nila tapos. Palalabasin mo na sa iyo yang idea na yun.

What a shame, pathetic . . .

Sapol ka na naman.

kailangan ba lahat ng cc thread naka post ang lintek na ito????????

[giodude]

mtechnologist, bugger off already!

[kim880]

Hi it's been months, now am back with this site to tell some HSBC news... my cc it's more than six months already, when I checked my online account earlier.. to my surprise ang laki ng credit limit increase! It started with 25k to 90k, grabe naman ang increase, di ko naman ni request, but thanks HSBC for the increase.

[teechs]

Hi it's been months, now am back with this site to tell some HSBC news... my cc it's more than six months already, when I checked my online account earlier.. to my surprise ang laki ng credit limit increase! It started with 25k to 90k, grabe naman ang increase, di ko naman ni request, but thanks HSBC for the increase.

Congrats! Galante magbigay ng credit limit ang HSBC ah.

[eee123]

Hi. Paano pala magpa-cut ng HSBC CC? Punta nalang ba ako sa branch kung saan ako nag-apply?

[vinpew]

Hi. Paano pala magpa-cut ng HSBC CC? Punta nalang ba ako sa branch kung saan ako nag-apply?

sa likod ng card mo may hotline. Pagkatawag mo aadvise ka nya how much total mong bayaran. Once settled na twag ka uli hotline na bayad na den surrender the card.

[eee123]

sa likod ng card mo may hotline. Pagkatawag mo aadvise ka nya how much total mong bayaran. Once settled na twag ka uli hotline na bayad na den surrender the card.

May bayad?? Hindi ko na nga ginagamit since May, wala rin ako unsettled payments.
Tsaka kasama yung CC nung nag-open ako ng Advance acct..

[SuperOnyx]

^Wala pong bayad ang pagpapa-cancel. Wala kang babayaran kung wala kang unsettled balance.

[kim880]

http://www.hsbc.com.ph/1/2/personal/credit#page=page-1 - I just noticed today, wala na ba ang classic visa/mastercard? Bakit?