BPI Credit Card Users Thread

[qazwsxedcrfvtgb]

Hi just wanna ask *** sa E-credit nagshare ba un sa reg limit mo? kuwari 40k limit magiging 20k 20k ba?

hi! I just received my e-credit card. Ang bilis lang pala, I just called them last friday, and natanggap ko na siya today. jdelcrux was right. ordinary lang pala yung card, plastic - parang SM advantage type lang Anyway, to answer your question, the sub-limit they gave me is equivalent to almost one-half of my regular limit. And yes, share sila ng limit.

[lejnur]

pwede kaya mag apply kahit wala pang itr??.. cert of employment and payslip lang e.. thanks

[kittypryde03]

pwede kaya mag apply kahit wala pang itr??.. cert of employment and payslip lang e.. thanks

pwede yun kase nakalagay naman sa application form eh any of the ff: itr or latest payslip or cert of employment + valid ID

[xpact83]

guys sino naka experience na mag ask ng credit limit increase? 10k lang kasi cl ko gusto ko sana ipa increase kahit 20 sasabihin ko lang ba dun sa 89-100 yung amount na gusto sa CL tas sila na ang mag dedetermine?

[XHAYiYAH]

hi! I just received my e-credit card. Ang bilis lang pala, I just called them last friday, and natanggap ko na siya today. jdelcrux was right. ordinary lang pala yung card, plastic - parang SM advantage type lang Anyway, to answer your question, the sub-limit they gave me is equivalent to almost one-half of my regular limit. And yes, share sila ng limit.

Thanks po.. Siguro saka na ako kukuha mukhang malabo pa ako maapprove bago lang kasi card ko, and last nalang po kung magbabayad ako ng MERALCO sa payment centers pwede rin ba ako makakuha ng freebies nun? nabasa ko kasi wala daw silang Online payment?

thanks ulit

[KennYu]

hi guys,

i just want to asked few things on how toget a credit card from bpi. i just opened an account from them with initial deposit of 20k. s ibang bakcs kc pag may account ka s knila, nagbbigay ng pre approve n card, s bpi din b? tska, gnu n dapt ktgal *** account mo sknila bgo ka nila iapporve ng card. i wanna build long term business kc sknila kc they have a good reputation on being a bank.

[WinterAngel]

^-- You can apply for a secured credit card as soon as you open an account and agree to put your deposit on hold. You'd have to sign a deed of assignment for this, but other than that, there are no other requirements. However, your credit limit will be 80% of your hold out deposit. If you opt to have a non-secured CC, you'd have to submit all the requirements. Based on my experience, BPI is one of the stricter banks when in comes to non-secured CC processing. But I think they have one of the best customer service. Good luck!

[xpact83]

guys ano ba ang pinkamabilis na way para makapag request ng cl increase? tumawag kasi ako sa 89-100 sinunod ko yung instructions sa pag hingi ng cl increase computer lang naman ang nag respond sabi mag mail daw ng itr sa office ng bpi. ang hassle naman nun meron pa bang ibang way?

[nybee]

Pwede mo i-email imbes na mail o fax. Pero bago mo i-email yung mga documents, tawag ka muna sa BPI para magparequest, bibigyan ka ng service or reference o transaction number ata. I-attach mo sa email patiu yung number na yun.

[KennYu]

@winter angel

ok. Thanks for that. However, is there a minimum amount that I should deposit on my savings to get the secured cc?

[kittypryde03]

@winter angel

ok. Thanks for that. However, is there a minimum amount that I should deposit on my savings to get the secured cc?

minimum of 10k for 8k credit limit

[XHAYiYAH]

Hi Guys,

Just wanna ask how to pay MERALCO BILLS using credit card, gsto ko sana kaso nabasa ko ang BayaD center cash basis lang my iba pa bang option? paturo naman po

TIA

[kittypryde03]

Hi Guys,

Just wanna ask how to pay MERALCO BILLS using credit card, gsto ko sana kaso nabasa ko ang BayaD center cash basis lang my iba pa bang option? paturo naman po

TIA

you can enroll it sa credit card as auto charge, call ka lang sa hotline para magenroll para worry-free ka na sa meralco bills mo

[Boy_Kid]

is there a way to pay utilities like meralco and PLDT using a credit card ng hindi auto charge? parang yung sa credit card bill ko na babayaran ko lang online kung kelan ko gusto. kasi hindi naman talaga ako ang nagbabayad ng utilities monthly. minsan lang. actually, na-enroll ko yung mga bills sa expressonline kaso ang option lang na nandun is to pay using my atm account. wala sa drop-down menu yung credit card ko. e sayang din yung points kung dadaan sa credit card ko yung payment. thanks sa magrereply!

[doc_RJ]

Bilis mag process ng BPI Credit Card. I submitted an application 3 days ago and received a text just a while ago saying they will deliver my card in 5 days time. Thanks BPI.

[doooonna]

To all those who are under the Express Start Program (Secured CC)

1. Gaano katagal *** process ng application from the time na nahold *** deposit niyo? According kasi to 2 phonebankers na nakausap ko, 3 days lang daw usually. Sabi naman sa banch, 2-3 weeks. More than a week has passed na and wala pa rin pumapasok kahit application sa account ko Hindi naman ako nagmamadali but ayaw ko naman mag-antay ng hanggang 2 weeks tapos wala pa din pala nangyayari.

2. If TD *** hold-out how do I request for an increase sa CL? Magoopen ako ng another TD account?

Thanks!

[nomerdzki]

@Boy_Kid: nope, walang ganung option eh. BPI Express Online does not process payments for utilities (or for any other product actually) using credit card.

[kittypryde03]

To all those who are under the Express Start Program (Secured CC)

1. Gaano katagal *** process ng application from the time na nahold *** deposit niyo? According kasi to 2 phonebankers na nakausap ko, 3 days lang daw usually. Sabi naman sa banch, 2-3 weeks. More than a week has passed na and wala pa rin pumapasok kahit application sa account ko Hindi naman ako nagmamadali but ayaw ko naman mag-antay ng hanggang 2 weeks tapos wala pa din pala nangyayari.

2. If TD *** hold-out how do I request for an increase sa CL? Magoopen ako ng another TD account?

Thanks!

1. usually 2-3 weeks talaga binibigay na TAT ng branch just to be safe in case may mga delays. pero within a week UPON mareceive ni credit card dept mapprocess na yan, so wait ka na lang baka for delivery na lang yung cc mo.

2. if TD ang holdout deposit mo and you want to increase your credit limit, just like the regular TD, you have to wait for the exact date of your TD maturity before you can make any additional deposit otherwise its a pre-termination with corresponding penalties. and pag mag-add ka for the purpose of ICL, you have to inform the bank kase hindi yun automatic. Kelangan mo mag sign ng another deed of assignment.

[doooonna]

^ Thanks for the reply

So you mean dapat within a week after nahold 'yung deposit ko, natanggap na sa card center 'yung application ko? Try ko i-follow-up within the week, walking distance lang naman from work

[Boy_Kid]

I saw on my account that the purchase i made last week was posted twice. nangyari na din ba ito sa inyo? what should i do? i saw sa SOA ko na i have to report questions and errors in writing sa BPI. saan ko ia-address? di ba pwede sa email? or sa 89-100 na lang?

kaninong fault ba ito? sa system ng BPI o nai-post ng store twice?

wala pa naman akong oras para sa mga ganito.