BPI Credit Card Users Thread

[chibiwings]

@enigma98
Hindi..nadedeny lagi.tinamad lang ako magrequest ng magrequest. ewan ko kung anu batayan nila..sa limit increased... kaya ayun.. cancel ko na yung card and pinullout ko narin yung savings namin..

[enigma98]

Oh I see. Hinihingan ka rin nila dati ng documents nung nagrequest ka?

[chibiwings]

hindi na naman

[Seldoml]

What advantage does a Gold card have over the Blue Mastercard? I'm being offered a gold card but the credit limit is the same and I know the the annual fee is a lot higher. Any reason I should accept the gold card?

[KuyaDanny]

Mas mataas ang cash advance limit ng gold, pati ang coverage ng travel insurance, kung mahalaga yon sa iyo. Kung ako ang tatanungin, yung blue na lang ang kunin mo. For me the only reason to get a gold card is if you like the color gold in your wallet.

[BatotoyBibo]

^Hindi pa ba waived ang annual fee pag Gold card?

[KuyaDanny]

Hindi waived. Kailangan mong ipa-waive kung gusto mo.

[urhijack]

wala pa rin new promo ang bpi? any updates?

[SuperOnyx]

What advantage does a Gold card have over the Blue Mastercard? I'm being offered a gold card but the credit limit is the same and I know the the annual fee is a lot higher. Any reason I should accept the gold card?

I think someone mentioned before na may free Fraud/Identity Theft Protection ang gold card. Although I couldn't find that information in BPI's website.

[charms_25]

Hindi waived. Kailangan mong ipa-waive kung gusto mo.

ang iwwaived po ba is *** mga naearned n points ng credit card? if ever na nakaipon ng maraming points saan pa po pdng magamit un?
paano po nireredeem *** mga points na un? thanks..

[johnski_07]

wala pa rin new promo ang bpi? any updates?

sad... wala pa rin... pati EWB cc wala pa rin...

[pauloemmanuel]

I just applied for a CC! hope to be approved soon. Anyways,
Is it okay if I only fax a photocopy of my passport, company id and my latest payslips? Hindi ba kulang yun, especially for first time applicants?

[pauloemmanuel]

Hi! San ako pwede mag email about my application? tinatry ko yung Email feature sa site nila, 'di naman siya nagwowork eh.

[KuyaDanny]

ang iwwaived po ba is *** mga naearned n points ng credit card? if ever na nakaipon ng maraming points saan pa po pdng magamit un?
paano po nireredeem *** mga points na un? thanks..

When I answered a question about waiving, I was referring to waiving the annual fee.

The points are a different story. I think if you cancel your credit card, you will FORFEIT your points. Ibig sabihin, wala na ang points mo.

So if you are thinking of cancelling your card, redeem your points first. Refer to the BPI website to know what you can do with your points.

[ted_mosby]

Hi! I need you help on this. Nagpurchase ako ng gadget today worth 5k. Meron ako balance na 1.7k and payment due date is on march 17. Papasok na ba yung 5k sa bill ko ngayon? So magiging 6.7k na siya?

[shamashu9]

Hi! I need you help on this. Nagpurchase ako ng gadget today worth 5k. Meron ako balance na 1.7k and payment due date is on march 17. Papasok na ba yung 5k sa bill ko ngayon? So magiging 6.7k na siya?

nope. i guess your cut off date is every 27th of the month. makikita mo yan 5k sa march 27 billing mo that will be due on april 16

[ted_mosby]

statement date po ba is the same with cut-off date? My recent statement date is 02/26/2012. Thanks!

[kuyavic]

statement date po ba is the same with cut-off date? My recent statement date is 02/26/2012. Thanks!

statement date is your cut-off date due date is about three weeks after your cut-off date

[shamashu9]

statement date po ba is the same with cut-off date? My recent statement date is 02/26/2012. Thanks!

yes. so makikita mo yan 5k purchased mo sa 3/26/2012 cut off date at babayaran mo *** sa APRIL 15, 2012, so may 2 months ka pa para mag ipon. hehe

[johnski_07]

wala pa rin bang bagong promo kahit sa bpi gold and platinum cardholders? ang tagal ah!