Kapag pina cut off ko ang CC ko na hindi ko naman nagamit, mag babayad din ako ng annual fee?

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read moreKapag pina cut off ko ang CC ko na hindi ko naman nagamit, mag babayad din ako ng annual fee?
pinadala lang ba sa iyo ang card mo? hindi ka nag apply?![]()
ang pagkaka alala ko, tumawag sila dito at papadalan daw nila ako ng credit card at libre naman daw, naisip ko kasi, dahil may savings account ako sa metrobank kaya ganun, nagtataka nga ako alam nila yung ibang information sa akin.
ang alam ko hindi ka dapat magbayad ng annual fee pag hindi mo nagamit ang cc. tawagin mo na lang ang customer service nila para i cancel mo na ang cc.
*** ako metrobank direct at wala ako savings account sa metrobank. Nasa bpi yung savings ko. pwede ba ako magbayad ng credit card bills ko online from bpi to metrobank??
^ hindi po pwede.
i requested for reversal of annual fee pero deduction pala sa rewards points???
buti pa ang hsbc, may certain spending requirement lang within the billing period, irereverse nila kaagad ang AF.
^ huh? Baligtad ata.
Yes, you read it right.
Kaya I decided to cancel my metrobank CC.
I don't need to pay an annual fee for a card na hindi ko naman masyado ginagamit.
Hmm, I've had my metrobank cc for 4 years now and for the past 3 they've been reversing my annual fee provided I spend 4k in a month (starting from the date of the request).![]()
yun first year ko sabi din spend 4k, pero nireverse naman nila agad kahit di ako nakapagspend ng 4k kahit cut off ko na. so wala ako napurchase nun pero nireverse nila pa din on the date of request
Ba't nyo ipa cancel ang metrocard ninyo pwede namang ipa convert sa M FREE Mastercard. Ako nga from classic mastercard converted to M lite then converted to Gold Visa then downgraded to classic visa kasi mahal ang annual fee then last converted to free. hilong hilo ang metrobank sa akin.
Card collector po ako nilalagay sa frame. Wala naman pong charge bawat palit ko ginagawa ko gumawa *** po ako ng letter den signed and faxed. Ayon 2days after for delivery na. Malaki po utang ko sa metro 50k pa. Hehe he
Hi,
Just got an sms yesterday saying "We regret to inform you that we are unable to process your application...." blah...blah...
Then after 2 hours, i got another sms "Thank you for applying. Please expect status update via SMS after 8 days."
My question is, do I expect for something after the 8 days or un na un?
Thanks!
wala ba silang online application?
Natanggap ko na my metrobank credit card. 2nd card ko na to pero medyo pissed off ako kasi ang sabi ko i want their classic mastercad eh ewan ko ba bakit toyota mastercard ang binigay sakin. Aside sa napapangitan ako sa itsura ng card, wala din naman akong kotse tapos ang mahal pa ng annual fee! Tapos i called metrobank baka pwede naman classic na lang aba ayaw! After a year pa daw bwiset. Lol