Time Deposits

[alvintabz]

LBC Bank offers up to 9% interest per annum on its Royal Earner TD . Minimum deposit is only P10,000. Available terms 2 to 5 years.

AMA Bank still has a double-your-money TD but the term now is 7.5 years from 5.5 years in 2005. This translates to a compounded annual interest rate of 9.7%. Hindi ko lang matandaan kung ano ang minimum deposit; i think it's less than P50,000.

Maraming salamat.


ALVIN T. TABANAG, RFP
Money Management Coach & Author

[byzant82]

tanong ko na din po since TD naman pinag uusapan...

mas malaki ba ang Dollar TD compare sa PESO TD or pareho lang po sya...

Thanks

[business_guy]

tanong ko na din po since TD naman pinag uusapan...

mas malaki ba ang Dollar TD compare sa PESO TD or pareho lang po sya...

Thanks

Usually, gross rates ng Dollar TD is lower than the Gross rates of Peso TD, pero for Dollar Currency, the witholding tax is only at 7.5% while Peso Currency, the witholding tax is at 20%....

[catalyst252000]

share ko ***.. banco fiipino offers double your money in 6 years.. 1ook i think min dep

[gentle_touchee]

i need to make a peso time deposit tom. from 90 days onwards term. ano kaya ang bank with highest interest for this na with a branch near our place in marikina? so far kasi, yungmga nabanggit like LBC Bank (na medyo ok becoz of that commercial hahaha), e walang branch malapit samin..

[gentle_touchee]

250k sana P-TD ko. para swak sa PDIC Coverage. i would have wANted a bigger amount but takot me dahil sa global financial crisis. di pa ba na-i-implement yung sinabi ni Ate Glo dati na hanggang P1M na ang PDIC Coverage?

[naturalsz]

San ok at mataas ang interest ng EURO Time Deposit? thanks

[metropolitan]

250k sana P-TD ko. para swak sa PDIC Coverage. i would have wANted a bigger amount but takot me dahil sa global financial crisis. di pa ba na-i-implement yung sinabi ni Ate Glo dati na hanggang P1M na ang PDIC Coverage?

malabo ng tumaas ng isang milyon. kung tataas ang coverage tataas din ang premium na babayaran ng mga bangko na pwede ipasa sa mga customer. baka maging pabaya ang ilang bangko na aasa na lang sa PDIC.

[upeng]

i need to make a peso time deposit tom. from 90 days onwards term. ano kaya ang bank with highest interest for this na with a branch near our place in marikina? so far kasi, yungmga nabanggit like LBC Bank (na medyo ok becoz of that commercial hahaha), e walang branch malapit samin..

try mo real bank may offer sila ngayon 90 days 7% net minimum amount 500k. they have branches in masinag and san mateo

[catherine ann]

try mo real bank may offer sila ngayon 90 days 7% net minimum amount 500k. they have branches in masinag and san mateo

May branch din ang Real Bank sa may Circumferrential Rd. Antipolo City.

[upeng]

May branch din ang Real Bank sa may Circumferrential Rd. Antipolo City.

yup sa antipolo , and sa taytay sa may manila east arcade near new taytay public market.

[Chris_cute]

Hello guys! i-try nyo i-visit ang www.malayanbank.com kc mron clang "Doble doble power saver", after 5 years doble na pera nyo. Matatag naman *** bank kc GMA 7 ang isa sa stockholders. Payo ko lang 250K lang ang ilagay nyo para sakop ng PDIC. Kapag naka-ipon na ko balak ko maglagay dun. ^.^

[real madrid]

parang nakakatakot naman kung ibang bank

[gentle_touchee]

parang nakakatakot naman kung ibang bank

insured naman siguro sila ng 250k as required by PDIC/BSP. BUT i didn't want the hassle sa paghanap pa lang ng branch nila kaya sa metrobank na lang me for convenience' sake.

[tops5450]

let me share this experience guys: i placed a time deposit for 3 years with a 33.33% pa. return released in advance. so iyong interes ay ni-roll over ko siya to compound it sa ibang investment portfolio. but that time deposit is in within pdic limit. if in case na magsara ang bank at any time of the day at least napakinabangan ko na ang interes ng pera at i-claim nalang sa pdic ang capital. does it not sound great.

[byzant82]

let me share this experience guys: i placed a time deposit for 3 years with a 33.33% pa. return released in advance. so iyong interes ay ni-roll over ko siya to compound it sa ibang investment portfolio. but that time deposit is in within pdic limit. if in case na magsara ang bank at any time of the day at least napakinabangan ko na ang interes ng pera at i-claim nalang sa pdic ang capital. does it not sound great.

sir forgive my ignorance hindi kasi ako maalam sa mga finances and still learning... tanong ko lang what do you mean by "return release in advance" and "roll-over to compound it"? thanks

[dcb_707]

kunin ang interest. iwan ang principal (return release)
iwan interest plus principal (roll-over)

PS Bank try niyo 5.25 (30 days) 5.5 (60 days)
a Metrobank Subsidiary

[nuss]

^p.a. yang interest rate ng PS Bank? Matutuwa ako kung per month yan.

[pointguard06]

huwatttt????

5.25 percent?


so pag 100k. ibig sabihin may 5k ako na kita per month? IS THAT TRUE?

[Johny Wad]

^ totoo ba ito? paki clear naman