BPI Depositors' Thread

[Chrome12]

good pm! gusto ko sana mag open ng account dito sa BPI newbie pa lang me pag dating sa mga ganito, ano po ba ang ok? gusto ko din sana yung time deposit, ano po ba yung pinagkaiba nung BPI, BPI Family Savings Bank & BPI Direct Savings Bank? any suggestion? thanks!

[nomerdzki]

ang alam ko sa website nila may parang table sila to campare their services. Iba iba kasi ang target ng mga yan, so mas mapapadali kung ikaw magcheck kasi alam mo na agad kung ano ba ang habol mo na account. Hehe.

[rhaps00]

if you'll have to ask me chrome, i'd go for BPI direct if you have access to the net. if you want a regular banking convenience, try to open an account sa BPI.

regarding the TD, i suggest you may try the maxi saver acct.

[Chrome12]

if you'll have to ask me chrome, i'd go for BPI direct if you have access to the net. if you want a regular banking convenience, try to open an account sa BPI.

regarding the TD, i suggest you may try the maxi saver acct.

yun nga po pag BPI direct online banking, and ok yung interest rate ng bpi direct but yung maxi saver ng bpi direct ang taas ng ADB eh.. un yung iniisip ko tapos either maxi saver or express teller then TD.. how bout their UITF?

[bedmazter]

You may add funds to the deposit on the maturity date. If you want your money to earn the TD interest before then, you can always open a second, separate, time deposit.

so if nag-add fund ka on maturity date e hindi mo makukuha yung interest for that maturity date?

[KuyaDanny]

Makukuha mo kung gusto mong makuha.

[rhaps00]

yun nga po pag BPI direct online banking, and ok yung interest rate ng bpi direct but yung maxi saver ng bpi direct ang taas ng ADB eh.. un yung iniisip ko tapos either maxi saver or express teller then TD.. how bout their UITF?

i'm sorry but i dont have any guts to try UITF. but for interest rates, mataas talaga yung BPI esp. direct savings nila.

[dye_spinner]

I just read this:
http://info.bpiexpressonline.com/bpi...eDepositRates2

Di ko masyado maintindihan ang time deposits...
For example nagdeposit ako ng 100,000 for 35 days.
Nakalagay dun is 1.875%.

So magkano magiging interest after 35 days?

Thanks..

[haptop86]

guys, alam niyo ba kung magkano ibabawas ng BPI sa remitance na padala? 150 ba or 100 lang. salamat.

[carmelo25]

Question:

Pwede bang i-discontinue yung pagpapadala ng Statement of Account para sa checking account? With savings, pwedeng gawin online. Madali sumilip sa envelope, mahirap mapunta sa ibang kamay.

[KuyaDanny]

BPI just confirmed to me that a current account holder may request in writing to not have his monthly statements printed and sent. The online banking facility contains the latest transactions going back 60 days. If you need something older than that, you can go to your branch and ask for a printed copy (but there might be a printing charge).

[dye_spinner]

good pm..

Tanong ko lang po sa mga existing BPI account holders.
Plan ko kasi magopen ng account dito. Gusto ko malaman, sa online banking ba nila, pwede mag intra-banking (same bank) at inter-banking (diff bank) fund transfer?

Kasi meron akong account sa Metrobank, walang interbanking fund transfer. Tapos may intra banking nga, pero kelangan mo pa ivisit yung branch para mag register ng recipient, di sya pwede online. Medyo hassle kasi, nasa abroad kasi ako.

Thanks sa magrereply

[TastyXtina]

I just read this:
http://info.bpiexpressonline.com/bpi...eDepositRates2

Di ko masyado maintindihan ang time deposits...
For example nagdeposit ako ng 100,000 for 35 days.
Nakalagay dun is 1.875%.

So magkano magiging interest after 35 days?

Thanks..

[0.01875/365]*35*100000

[KuyaDanny]

good pm..

Tanong ko lang po sa mga existing BPI account holders.
Plan ko kasi magopen ng account dito. Gusto ko malaman, sa online banking ba nila, pwede mag intra-banking (same bank) at inter-banking (diff bank) fund transfer?

Intrabank YES. Interbank NO.

[dye_spinner]

Intrabank YES. Interbank NO.

Salamat po Kuya Danny, pero kelangan pa po ba pumunta ng branch para mag add ng another BPI recipient, or you can do it online ? Sa Metrobank kasi, kelangan pa pumunta sa branch para mag add ng new recipient.

[KuyaDanny]

You can print the form, sign it, and send it to BPI by snail mail if you don't want to visit your branch.

[ninja_vem]

Hi guys. Not sure if this is the right forum. Pero sa experience niyo, magkano ang laman dapat ng account niyo para padalhan nila kayo ng credit card? Balak ko kasi mag-open ng account sa BPI para makakuha ako ng CC. Hindi kasi ako ma-approve dahil mag 7 months pa lang ako sa work ko although I'm earning right around 250k a year. Thanks for your answers!

[marlowe1701]

tindi ng nangyari sa friend ko, nag zero out ang balance ng kanyang savings account, fraud daw, swiped broad daw ang transaction, eh pano naman swiped abroad ang transaction nandito lang sa manila ang friend ko....pending investigation ng bpi sa ngayon. ano ito another BDO savings account case?????

[rainysummerdays]

Talaga bang 'di na nag-o-offer ng passbook savings account ang BPI?

[KuyaDanny]

They still do but the minimum balance requirements are higher than non-passbook savings accounts.