BPI Depositors' Thread

[bebeboy]

sabagay yan din ang napansin ko at mas maganda nga kung magkaiba yung card. yung 2 ATM cards ko na linked sa savings at checking na parehong sa regular BPI is, parehong-pareho.

Anyway I just carry one card lang around kahit 3 ang bank accounts ko sa kanila.

Yung BPI direct at BPI regular na ATM card, kaunting kaunti ang difference sa itsura. May maliit na "direct" sa ilalim ng BPI letters sa harap. Sa likod rin nakalagay yung "BPI direct savings bank". Pero sa malayo o isang tingin hindi obvious ang difference.



aling bagong promo yun?

yung sa jollibee po..

[rev14]

question guys, pwede ba mag deposit ng cheke ng ibang banko sa bpi account mo pero imbis name nakalagay mo sa cheke eh "Cash"?

[KuyaDanny]

Of course. But still subject to clearing.

[freelancer_babe]

Baka may commission yung guard.

oo nga. may recorder ata sila?

singuradong parang lalabas na ako yung nag-chime, kasi wala akong katabing ibang mga clients.

haha.. pauso naman kasi BPI eh..

mas ok pa din yung bilog na chips.. mas mabibilang pa nila kung ilan ang satisfied at hindi satisfied na depositor nila..

mas maganda pa kung confidential kung saan ibinagsak ang chips.

^ They only seem to give out those chips when there are not too many clients - pretty self-serving

di ko pa natry yung bilog na chips - I guess siguro ang basis na nila ay yung chime.

[KuyaDanny]

I rang the chimes last Thursday! The girls all giggled before saying thank you and waving goodbye. I love that branch.

[noics02b]

I would like to ask if you still maintain your funds on that branch maski nawala ka ng matagal? As long as you have maintained your Average Daily Balance of PHP250,000.00 ever since, I would say that you're still being tagged as 'Preferred Client'. But of course, you may ask about it when you visit again to your home branch.

Php250,000 ba to be a preferred client? Savings account lang ba ito? What if you have UITF (including Odyssey and other BPI Mutual Funds), counted rin ba ang Php250k kapag invested na?

[KuyaDanny]

Total relationship balance is what they count.

[johnplmc]

Kuya Danny,

pwede po ba pa clarify naman yung sa TRB?

I researched it and yung nakuha ko na definition is:
Lahat daw ng demand deposits accounts would serve as TRB .
Except sa mga Utang (like Credit Cards, Loans, Mortgage, etc).

pero kasi walang specified na naka enumerate kung anu-ano yun.

[freelancer_babe]

I rang the chimes last Thursday! The girls all giggled before saying thank you and waving goodbye. I love that branch.

Bakit rin ako noong nag-ring ako ng chimes, wala lang paki doon sa isang branch, hehe (maliban sa guard, at nasabi ko rin ata dito na madaya pa ang guard nila dahil na ring din nya ang chimes habang palabas ako, hehe).

Sungit talaga ata by nature ang mga tagarito sa amin.

Total relationship balance is what they count.

Hmmm.... ayun pala. I hope they (my fave regular BPI branch) are counting those that were invested sa mga UITF at sa BPI Direct.

[johnplmc]

freelancer,

siguro kasama lahat ng investment products sa TRB?

I think BPI Direct is a different bank from BPI and BPI-Family Savings Bank.

I don't know if they consolidate all your deposits from other banks of BPI and treat it as TRB.

Sana meron mag clarify nito... Calling BPI Employees...

[freelancer_babe]

@johnplmc,

Oo nga eh, baka di bilangin yung sa BPI Direct. Siguro kung UITF, MF at SDA placements bibilangin pa siguro yun.

But in the case of BPI Direct, I nominate a branch of convenience which could be a regular BPI or BPI Family Savings bank. Wala talaga silang brick and mortar bank. Doon lang sa branch na yun dadaan ang deposit ko sa kanila. Doon din dadaan lahat ng transactions na kailangan ko like enrolling bills, third party accounts, etc.

[TravelLifestyle]

What to do with a very rude and feelingerang BPI teller or whatever at nakaupo sya sa table for customer service? Is making a letter addressed to the bank head enough? Will they even bother to read it?

[KuyaDanny]

Before writing anything, speak confidentially to the teller's supervisor (the assistant cashier), or to the branch marketing officer. Nadadala sa magandang usapan yan.

[john_pro]

Php250,000 ba to be a preferred client? Savings account lang ba ito? What if you have UITF (including Odyssey and other BPI Mutual Funds), counted rin ba ang Php250k kapag invested na?

Yes, as long you have funds invested in any of BPI's Investment funds and/or Current/Savings accounts that will aggregate to PHP250K and has been with that level for a very long time, you are eligible to be tagged sa preferred, but also, that is with the discretion of the relationship manager of your branch. Aside from maintaining such amount with the bank, it would be more advisable to have a short talk to your relationship manager once in a while so that he/she recognizes you.

[john_pro]

What to do with a very rude and feelingerang BPI teller or whatever at nakaupo sya sa table for customer service? Is making a letter addressed to the bank head enough? Will they even bother to read it?

My advice to your query is to talk with the Assistant Manager or the Branch Manager about your bad experience with one of their staffs. Making a letter is also ok, but if you want faster response to your complaint/s, talk to the officers right away. You are the customer, and you have all the rights to voice out your complains.

[johnplmc]

Yes, as long you have funds invested in any of BPI's Investment funds and/or Current/Savings accounts that will aggregate to PHP250K and has been with that level for a very long time, you are eligible to be tagged sa preferred, but also, that is with the discretion of the relationship manager of your branch. Aside from maintaining such amount with the bank, it would be more advisable to have a short talk to your relationship manager once in a while so that he/she recognizes you.

Thanks for your experience with BPI and your inputs as well.

Another question I have is that...

Isa lang ba yung account ng deposit mo?

Let's say for example
100k - Time Deposit
100k - Investment in Odyssey
50K - Savings

Do you have only one account number for the settlement of these funds?

Kasi based on my experience every time I would open they would say sir new account ulit yan.

So in summary you would have 3 ATM? Is it possible that you only have one ATM (Preferred Status)?

[freelancer_babe]

^ Dapat ata hindi.

When I'm trying to open online, I am ask to choose which of my existing savings and checking accounts will act as the settlement account.

Baka di alam ng branch ang procedure?

[rockets_jr22]

pag nagresign ka ba sa trabaho tapos yung payroll mo e savings account sa BPI, madedeactivate ba yun o pwede mo pa rin sya gamitin kahit wala ka na dun sa company na nag-enroll sayo?

[freelancer_babe]

pag nagresign ka ba sa trabaho tapos yung payroll mo e savings account sa BPI, madedeactivate ba yun o pwede mo pa rin sya gamitin kahit wala ka na dun sa company na nag-enroll sayo?

Visit the bank to actually check kung active pa ang account na yun. Baka sakali. Kung active pa, then gamitin mo. I think you can do this with any BPI branch, in addition to the branch that your bank is using.

If not, then you may have to open another bank account. It usually actually better to open a new one (it's free) than to activate an existing inactive/dormant account, where bank would charge you fees (by the hundreds) to activate the account.

[john_pro]

Thanks for your experience with BPI and your inputs as well.

Another question I have is that...

Isa lang ba yung account ng deposit mo?

Let's say for example
100k - Time Deposit
100k - Investment in Odyssey
50K - Savings

Do you have only one account number for the settlement of these funds?

Kasi based on my experience every time I would open they would say sir new account ulit yan.

So in summary you would have 3 ATM? Is it possible that you only have one ATM (Preferred Status)?

Based on your given example, you can have only one settlement account for that, for as long as the account is only under your name. Your savings account with P50K with it can be a settlement account for your Time Deposits and Odyssey investment. Another settlement account should be opened if so happens you want to open another investment under joint account.