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i am planning nalang siguro to apply for secured cc than unsecured cc at BPI. 10k daw yung TD .
pwede ako na choose ng card for instance i like bpi gold mastercard ?
nag-offer na po Eastwest bank ng secured cc. Initial deposit is 15k only.
really? na decline ako for a regular Creditcard sknila... pano daw process? san mo nalaman>??
mind if i ask you guys if what is a ''Secured'' card? is it like a Debit card?
nag-email ako sa kanila.the csr noted that you will have to deposit a 15k in anyEWB branches.
different po yung secured cc-time dposit yung pera mo sa bank .then yung debit may pondo ka sa debit card in your bank-no maintaining balance.just like smartmoney and cashlink plus ng security bank. i had my debit card with security bank..kaso lang may annual fee 250 pesos.
Have applied the other day for secured CC in BPI. How long does it take to get approved? According to the Bank Staff, it will be delivered in their branch. Is it possible na mareject pa application even after I have deposited the amount?
tanong lang po. BPi classic card po ba i-offer nila for a TD na 10T?
pwede po ba i-increase yung CL mo from a minimum deposit? thanks
meron po ba kayong alam na banks na assured na around 80% ng deposit mo would be your credit limit for secured creditcard? gusto ko sana sa sa BPI kaso i heard 50% to 80% and magiging credit limit mo. gusto ko sa maxed out ang credit limit ko. kung pwede nga sana, 100% ng deposit ko eh, hehehe
Unionbank, 90% of your deposit will be your credit limit.
secured credit card to regular credit card is THE SAME in terms of its features and uses.
Magkaiba lang sila in terms of Approval once ypu apply for their credit card.
You have to Deposit an amount and hindi mo ito pwedeng mailabas hanggat active at ginagamit mo ang credit card mo.
when you deposited an amount of 50,000, 80-90% of it, is your credit limit na. INSTANT!
ang idineposit mo ay hindi po pangcollateral, pero once na pinakansel mo ang card mo, automatic, yung oustanding balance mo, is, i-dededuct don sa dineposit mo, or babayaran mo in cash?
most of the banks offers secured cc than the regular cc. kasi NANINIGURADO sila!
mabilis mag process ang MBTC.
And sure na 90% of ur deposited sa account, yun ang credit limit mo.
good for the starters to, kasi ganyan ang ginawa ko, nagsimula ako sa Value CC ng MBTC, tapos inalagaan ko to, hanggat sa they issued me a regular CC, tapos Gold BDO, petron-bpi, Gold CITI, and RCBC BARATKard.
show them na you're an asset pagdating sa credit card.