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your question: "If I may, B.G., tell me whether with a few keystrokes on the computer in front of you the teller, you can see all the accounts of a client and their balances on the computer screen?"
The answer is yes. Teller can access client's financial movements in his/her pc in real time - that means mag transact man ang client sa ibang branch or at any atms worldwide, bank tellers can access client's information in just a few clicks in their pc. That is why, tellers are not just people who encodes cleint's deposit or withdrawal transactions, but they can even check client's current status. Kaya huwag mamaliitin ng mga tellers. Maraming alam na secrets 'yan (lol), but they are prohibited to disclose to anyone any financial information of their client, because of bank secrecy. puwede silang mag-fine and makulong for disclosing it....
naiintindihan ko mga tellers natin, sobrang alam mo yun pagod kakabilang ng pera, grabe magbilang ka ba ng 1M na tig bebente? kaya mo ba yun bilisan?
kaya sana wag natin masabihan ng mabagal ang mga tellers natin kasi, nag-iingat lang din sila.
So which are the one's worthy of opening accounts nowadays?
ang hatak ng smaller banks e yung high interest rate nila. sa bandang North ang dami nyan like Coop Bank. grabe ang taas ng interest nila pero kakatakot. remember Win Bank at Legacy group?
meron pa isang banko - World Partners Bank owned by Splash Corp. Ang bagal ng service at palpak pa yung ATM machines nila. The worst part is yung President pala nito ay walang banking experience! hahaha
kakatuwa din yung banko a bank of Norzagaray owned by Decena (yung niloko ni Philip Salvador sa pera). May matching picture pa nya at slogan e "Utang ka? Tawag na." taas ng rate nila magpautang. pangit din service.
kakatuwa sa small banks. konti na nga mga clients ang tatagal pa ng service. mababaliw ka talaga