Royal Manchester Five

--SuperBoy-- · Feb 4, 2007, 07:42 PM

May nakakaalam ba about this company?
What can you say sa company na ito?

It offers 4% interest monthly sa money mo.
At sabi ay ginagamit nila ang pera mo sa forex.

Safe ba ito?

Any comments.

Thanks

team slick · Feb 4, 2007, 09:02 PM

never heard of the company, sounds more like a soccer club rather than an investment firm. ahhahahaha

Anyway going back to your question, is it safe?

1.) Well i wouldnt doubt the 4% that they can generate by trading forex since that is feasible Did they also inform that in forex there is a HUGE, HUGE possibility of loss of principal especially if you're on margin and you hit your margin call. Is it guaranteed protection of capital income?

2.) Do they actually trade for you and the position belongs to the company or under your name? Similar to other forex companies that actually allows the clients to open trading accounts and either the firm trades for them or the client trades for them, the position (the currency) that you buy belongs actually to the customer and not the firm (Except only in intraday trading where you need to close out your position at the end of the day)

3.) 4% X 12 = 48% per year. My cardinal rule, if something sounds too good to be true, most likely it isnt. I mean they would be better off borrowing money from the bank which charges around 15% per annum if they are confident of guaranteering their returns so 48% - 15% would actually give them 33% net return.

Advice would be see what the company does, with limited information that you have posted, sure sounds like a scam but you might never know, it maybe a diamond in the rough also. just my 2 cents

team slick · Feb 4, 2007, 09:14 PM

never heard of the company, sounds more like a soccer club rather than an investment firm. ahhahahaha

Anyway going back to your question, is it safe?

1.) Well i wouldnt doubt the 4% that they can generate by trading forex since that is feasible Did they also inform that in forex there is a HUGE, HUGE possibility of loss of principal especially if you're on margin and you hit your margin call. Is it guaranteed protection of capital income?

2.) Do they actually trade for you and the position belongs to the company or under your name? Similar to other forex companies that actually allows the clients to open trading accounts and either the firm trades for them or the client trades for them, the position (the currency) that you buy belongs actually to the customer and not the firm (Except only in intraday trading where you need to close out your position at the end of the day)

3.) 4% X 12 = 48% per year. My cardinal rule, if something sounds too good to be true, most likely it isnt. I mean they would be better off borrowing money from the bank which charges around 15% per annum if they are confident of guaranteering their returns so 48% - 15% would actually give them 33% net return.

Advice would be see what the company does, with limited information that you have posted, sure sounds like a scam but you might never know, it maybe a diamond in the rough also. just my 2 cents

cramnhoj · Feb 4, 2007, 10:26 PM

Companies like this come up every other year or so but none last long. The household names of investing/trading like Warren Buffet or George Soros have an average yearly yield of somewhere around 30%. If someone came up with a way to generate better returns consistently why would they offer it to small people here when they can get billions by getting the big clients as CTAs or hegde funds in the US?

A friend of mine already asked me about this company sometime ago, I discouraged him to join/invest in this as it sounds like the typical scam (high gains, low risk b*llsh*t). Honestly, to get high gains you have to take greater risks, as they say no pain, no gain. Anybody that gives you something contradicting this are one of the following:
- knows the true risk but are not telling you (aka fraud)
- doesn't know the true risk involved (basically unconscious incompetence)
- the opportunity has a low chance of succeding (like the lottery)

If you think what I'm saying can't possibly be true, that this might be an exception to the rule, then try searching for hyip and look at all the different "investments" out there.

--SuperBoy-- · Feb 4, 2007, 11:59 PM

I haven't met up with them yet.

I will this week. My friend inviested with them several months ago. i was against it but now i'm thinking... what if this is true. But then, a lot could be lost.

Just exlopring this option. Pero gusto ko rin namang maging safe. Its hard earned money afterall.

aragorn10 · Feb 5, 2007, 12:18 PM

I have heard about this too. I was offered one. Minimum is P100,000 though, locked up for 6 months. They will give you post-dated checks which gives you 4% a month and the last 4% including the principal on the 6th month. (So if you deposit P100k, they give you P4k a month for the 1st 5 months, and P104k on the 6th month). The fact that they issue PDCs means you can charge them with estafa or Bouncing check law if they run away with your money. (But of course, if they go bankrupt, wala din silang ibabayad sa yo!). I haven't tried it though as I'm still saving for that amount.

Q_Silver · Feb 5, 2007, 12:41 PM

Found this post on another forum
http://tipidpc.com/viewtopic.php?tid=52849

Can't confirmed if what the poster claimed is true.

Quote:

Originally Posted by team slick

3.) 4% X 12 = 48% per year. My cardinal rule, if something sounds too good to be true, most likely it isnt. I mean they would be better off borrowing money from the bank which charges around 15% per annum if they are confident of guaranteering their returns so 48% - 15% would actually give them 33% net return.

Like what team slick said above why would they need to borrow money from you at a higher rate. They might as well get a loan sa bank and they would save and earn better return for themselves.

An aunt of mine "invested" her hard earned money for 3% interest monthly (different company, hindi Manchester though) , and binigyan pa sila ng PDC. Sa simula, ok pa yung transaction, nagclear pa yung Check. then they reinvested the money for more. After a while, nagsimula na nagbounce yung check nila. Marami sa kanila naubos yung life's savings doon.

Kahit may PDC pa, hirap din maghabol. It takes more on your time and money to file a case. You could be waiting years din upang maresolve yung case at maibalik money mo, kung may maibabalik man. At kung marami kayo, baka hindi magkasya yung assets para pambayad.

--SuperBoy-- · Feb 5, 2007, 12:43 PM

So as long as they don't go bankrupt ok sila? But if they do, then it's goodbye money.

They're in the business for several years na daw.

--SuperBoy-- · Feb 6, 2007, 01:51 AM

5 years na daw sila into business. sabi ng friend ko. i havent met-up with them pa. surely, 1 thing i will ask, why would you not just borrow from the bank?

still just exploring this option. this is like a poker game, if you enter this, i think you should be ready to lose money cause if in case you mean, it's kinda profitable. i guess the question is, are you willing to gamble.

this is very tempting though! double your money in 18 mnts. now that's a wow.

Q_Silver · Feb 6, 2007, 08:28 AM

^^
yah wow. Share nalang kung ano sinagot nila.

pgma · Feb 6, 2007, 11:41 AM

where is their office located?
who are the owners?
sec registered?

--SuperBoy-- · Feb 6, 2007, 07:15 PM

yan din ang mga aalamin ko. very useful tong thread para sa moment na i-meet-up ko sila, i could ask the right questions

Naruto Kun · Feb 14, 2007, 02:11 PM

seen their office in One San Miguel Avenue. May doubts lang ako. Saan ba talaga nila iniinvest ang pera? kasi hindi naman nila maexplain. saka one of their directors masyadong pa-bongga. para bang sinasabing marami syang pera pero pangit ang background (galing pala sa MLM company). if they can't explain the business, how can they operate it well?

they may be SEC registered but it wouldn't stop them from going bankrupt (yun ngang CAP bumigay e).

ako_toitzz · Mar 3, 2007, 12:55 PM

i was being offered by a friend in this company 200,000 pesos minimum investment, 4000 in usd 6 mnths holding period . its really too good to be true the 4% a month interest ,
i talk to the guy which he said he is one of the agent in this co. he said they put your invested money in forex trading, like euro, yen, pounds, franc, and 1 another i forgot.
he was very confident that they can give the interest which is fixed 4% a month even if they loosed or gain. i dont know if should trust them or put my hard earned money with them. i asked him to give me his calling card he said he doesnt have one, he just show me his rmf id.
its really sounds like a scam. he said he worked in public co. before. which has income of only 15,000 a month, and after five years invsting in this rmf company, now he had bought a brand new fortuner, and resigned to his current job, and now he was working to build his new business. because he said rmf was just his passive income, and he want to established an active income.
now if he is very confident in his investment in rmf which is as said above earned 48% per annum. then why the heck would he wasting his time to build his business when he can make more in this rmf investment just siitin and waiting for the interst to pour in his account. just wondering lang..

too all expert financial advisors here pls. give us advice. appreciate it thanks...

ako_toitzz · Mar 3, 2007, 06:49 PM

hey guys no comment?
do you think this company is legit??
im beggining to think that i might try to invest with them...

--SuperBoy-- · Mar 7, 2007, 01:07 AM

i think they are legit. well up to the time na hindi sila malulugi. another company closed shop after 15 years. 5 years palang sila sa business.

ganun lang sya, i guess. parang sugal. but maganda talaga interest. im putting some money too soon. nag-i-investigate pa rin ako kahit papaano. hindi naman sila scam. i think totoo naman na nasa forex sila. kaya nga lang may chance talagang malugi sila syempre kasama ka dun.

well, sa banks and sa stocks meron din namang risk na ganun diba? basta don't ever put all your money in 1 basket. that's the golden rule. tama lang na enough na pag kumita, happy. pero pag nalugi, it's masama sa loob but you will survive at hindi ka maglalaslas.

aragorn10 · Mar 11, 2007, 04:19 PM

This sounds like too much of a gamble for me. If that's the case, e di pumunta ka na lang sa Casino. At least malalaman mo agad kung nalugi ka o kumita ka.

shainen27 · Mar 19, 2007, 11:48 AM

Yes, this company is legit. My husband and I have an investment from this company since last year. We have renewed our contract last November and actually increased our investment. The first time, we're actually receiving our interest monthly and decided to get it every six months kasi po mas malaki ang kikitain ng pera. We had a food business (open 24-hours) before and invested a large amount of money but unfortunately, we had to close it down kasi po laging breakeven lang ang kita, not to mention the time and effort we had put on it. My point is in every business/investment, there is a risk of losing your money, nasa sa iyo na iyon if you are brave enough to risk it. Have a nice day to all...

shainen27 · Mar 19, 2007, 11:51 AM

Yes, this company is legit. My husband and I have an investment from this company since last year. We have renewed our contract last November and actually increased our investment. The first time, we're actually receiving our interest monthly and decided to get it every six months kasi po mas malaki ang kikitain ng pera. We had a food business (open 24-hours) before and invested a large amount of money but unfortunately, we had to close it down kasi po laging breakeven lang ang kita, not to mention the time and effort we had put on it. My point is in every business/investment, there is a risk of losing your money, nasa sayo na iyon if you are brave enough to risk it. Have a nice day to all...

silent_mute · Mar 19, 2007, 07:32 PM

PHILIPPINES NAILS SCAMSTERS
June 2004 -- Manila -- Philippines -- The Anti-Money Laundering Council (AMLC) seized more than $700,000 and more than 60,000 Japanese yen funds before it was shipped out of the country, it was learned Friday. AMLC executive director Vicente Aquino said the funds, currently held in different banks all over the country, were generated from various networking schemes or pyramid scams. Aquino said most of the funds came from Rose Baladjay of the Multinational Telecoms Investment Corp. and Ervin Mateo of the Mateo Management Group, two firms engaged in pyramid schemes.


Feb 4, 2007, 07:42 PM	#1
--SuperBoy-- Manunulat Join Date: Jan 2005 Location: Planet Krypton	Royal Manchester Five May nakakaalam ba about this company? What can you say sa company na ito? It offers 4% interest monthly sa money mo. At sabi ay ginagamit nila ang pera mo sa forex. Safe ba ito? Any comments. Thanks


Mar 19, 2007, 11:51 AM	#19
shainen27 Member Join Date: Mar 2007	Legit po Yes, this company is legit. My husband and I have an investment from this company since last year. We have renewed our contract last November and actually increased our investment. The first time, we're actually receiving our interest monthly and decided to get it every six months kasi po mas malaki ang kikitain ng pera. We had a food business (open 24-hours) before and invested a large amount of money but unfortunately, we had to close it down kasi po laging breakeven lang ang kita, not to mention the time and effort we had put on it. My point is in every business/investment, there is a risk of losing your money, nasa sayo na iyon if you are brave enough to risk it. Have a nice day to all...


Feb 4, 2007, 09:02 PM	#2
team slick Ghost Barbarian Join Date: Feb 2001 Location: Metro_Manila	never heard of the company, sounds more like a soccer club rather than an investment firm. ahhahahaha Anyway going back to your question, is it safe? 1.) Well i wouldnt doubt the 4% that they can generate by trading forex since that is feasible Did they also inform that in forex there is a HUGE, HUGE possibility of loss of principal especially if you're on margin and you hit your margin call. Is it guaranteed protection of capital income? 2.) Do they actually trade for you and the position belongs to the company or under your name? Similar to other forex companies that actually allows the clients to open trading accounts and either the firm trades for them or the client trades for them, the position (the currency) that you buy belongs actually to the customer and not the firm (Except only in intraday trading where you need to close out your position at the end of the day) 3.) 4% X 12 = 48% per year. My cardinal rule, if something sounds too good to be true, most likely it isnt. I mean they would be better off borrowing money from the bank which charges around 15% per annum if they are confident of guaranteering their returns so 48% - 15% would actually give them 33% net return. Advice would be see what the company does, with limited information that you have posted, sure sounds like a scam but you might never know, it maybe a diamond in the rough also. just my 2 cents


Feb 4, 2007, 09:14 PM	#3
team slick Ghost Barbarian Join Date: Feb 2001 Location: Metro_Manila	never heard of the company, sounds more like a soccer club rather than an investment firm. ahhahahaha Anyway going back to your question, is it safe? 1.) Well i wouldnt doubt the 4% that they can generate by trading forex since that is feasible Did they also inform that in forex there is a HUGE, HUGE possibility of loss of principal especially if you're on margin and you hit your margin call. Is it guaranteed protection of capital income? 2.) Do they actually trade for you and the position belongs to the company or under your name? Similar to other forex companies that actually allows the clients to open trading accounts and either the firm trades for them or the client trades for them, the position (the currency) that you buy belongs actually to the customer and not the firm (Except only in intraday trading where you need to close out your position at the end of the day) 3.) 4% X 12 = 48% per year. My cardinal rule, if something sounds too good to be true, most likely it isnt. I mean they would be better off borrowing money from the bank which charges around 15% per annum if they are confident of guaranteering their returns so 48% - 15% would actually give them 33% net return. Advice would be see what the company does, with limited information that you have posted, sure sounds like a scam but you might never know, it maybe a diamond in the rough also. just my 2 cents


Feb 4, 2007, 10:26 PM	#4
cramnhoj Mokari makka? Join Date: Jan 2003 Location: Makati	Companies like this come up every other year or so but none last long. The household names of investing/trading like Warren Buffet or George Soros have an average yearly yield of somewhere around 30%. If someone came up with a way to generate better returns consistently why would they offer it to small people here when they can get billions by getting the big clients as CTAs or hegde funds in the US? A friend of mine already asked me about this company sometime ago, I discouraged him to join/invest in this as it sounds like the typical scam (high gains, low risk bllsht). Honestly, to get high gains you have to take greater risks, as they say no pain, no gain. Anybody that gives you something contradicting this are one of the following: - knows the true risk but are not telling you (aka fraud) - doesn't know the true risk involved (basically unconscious incompetence) - the opportunity has a low chance of succeding (like the lottery) If you think what I'm saying can't possibly be true, that this might be an exception to the rule, then try searching for hyip and look at all the different "investments" out there.


Feb 4, 2007, 11:59 PM	#5
--SuperBoy-- Manunulat Join Date: Jan 2005 Location: Planet Krypton	I haven't met up with them yet. I will this week. My friend inviested with them several months ago. i was against it but now i'm thinking... what if this is true. But then, a lot could be lost. Just exlopring this option. Pero gusto ko rin namang maging safe. Its hard earned money afterall.


Feb 5, 2007, 12:18 PM	#6
aragorn10 Member Join Date: May 2006	I have heard about this too. I was offered one. Minimum is P100,000 though, locked up for 6 months. They will give you post-dated checks which gives you 4% a month and the last 4% including the principal on the 6th month. (So if you deposit P100k, they give you P4k a month for the 1st 5 months, and P104k on the 6th month). The fact that they issue PDCs means you can charge them with estafa or Bouncing check law if they run away with your money. (But of course, if they go bankrupt, wala din silang ibabayad sa yo!). I haven't tried it though as I'm still saving for that amount.


Feb 5, 2007, 12:43 PM	#8
--SuperBoy-- Manunulat Join Date: Jan 2005 Location: Planet Krypton	So as long as they don't go bankrupt ok sila? But if they do, then it's goodbye money. They're in the business for several years na daw.


Feb 6, 2007, 01:51 AM	#9
--SuperBoy-- Manunulat Join Date: Jan 2005 Location: Planet Krypton	5 years na daw sila into business. sabi ng friend ko. i havent met-up with them pa. surely, 1 thing i will ask, why would you not just borrow from the bank? still just exploring this option. this is like a poker game, if you enter this, i think you should be ready to lose money cause if in case you mean, it's kinda profitable. i guess the question is, are you willing to gamble. this is very tempting though! double your money in 18 mnts. now that's a wow.


Feb 6, 2007, 08:28 AM	#10
Q_Silver Member Join Date: Jan 2007	^^ yah wow. Share nalang kung ano sinagot nila.


Feb 6, 2007, 11:41 AM	#11
pgma Member Join Date: Dec 2002 Location: Anywhere	where is their office located? who are the owners? sec registered?


Feb 6, 2007, 07:15 PM	#12
--SuperBoy-- Manunulat Join Date: Jan 2005 Location: Planet Krypton	yan din ang mga aalamin ko. very useful tong thread para sa moment na i-meet-up ko sila, i could ask the right questions


Feb 14, 2007, 02:11 PM	#13
Naruto Kun Manlilikha Join Date: Apr 2006 Location: Carinderia	seen their office in One San Miguel Avenue. May doubts lang ako. Saan ba talaga nila iniinvest ang pera? kasi hindi naman nila maexplain. saka one of their directors masyadong pa-bongga. para bang sinasabing marami syang pera pero pangit ang background (galing pala sa MLM company). if they can't explain the business, how can they operate it well? they may be SEC registered but it wouldn't stop them from going bankrupt (yun ngang CAP bumigay e).


Mar 3, 2007, 12:55 PM	#14
ako_toitzz Member Join Date: Jun 2005 Location: hellyah	i was being offered by a friend in this company 200,000 pesos minimum investment, 4000 in usd 6 mnths holding period . its really too good to be true the 4% a month interest , i talk to the guy which he said he is one of the agent in this co. he said they put your invested money in forex trading, like euro, yen, pounds, franc, and 1 another i forgot. he was very confident that they can give the interest which is fixed 4% a month even if they loosed or gain. i dont know if should trust them or put my hard earned money with them. i asked him to give me his calling card he said he doesnt have one, he just show me his rmf id. its really sounds like a scam. he said he worked in public co. before. which has income of only 15,000 a month, and after five years invsting in this rmf company, now he had bought a brand new fortuner, and resigned to his current job, and now he was working to build his new business. because he said rmf was just his passive income, and he want to established an active income. now if he is very confident in his investment in rmf which is as said above earned 48% per annum. then why the heck would he wasting his time to build his business when he can make more in this rmf investment just siitin and waiting for the interst to pour in his account. just wondering lang.. too all expert financial advisors here pls. give us advice. appreciate it thanks...


Mar 3, 2007, 06:49 PM	#15
ako_toitzz Member Join Date: Jun 2005 Location: hellyah	hey guys no comment? do you think this company is legit?? im beggining to think that i might try to invest with them...


Mar 7, 2007, 01:07 AM	#16
--SuperBoy-- Manunulat Join Date: Jan 2005 Location: Planet Krypton	i think they are legit. well up to the time na hindi sila malulugi. another company closed shop after 15 years. 5 years palang sila sa business. ganun lang sya, i guess. parang sugal. but maganda talaga interest. im putting some money too soon. nag-i-investigate pa rin ako kahit papaano. hindi naman sila scam. i think totoo naman na nasa forex sila. kaya nga lang may chance talagang malugi sila syempre kasama ka dun. well, sa banks and sa stocks meron din namang risk na ganun diba? basta don't ever put all your money in 1 basket. that's the golden rule. tama lang na enough na pag kumita, happy. pero pag nalugi, it's masama sa loob but you will survive at hindi ka maglalaslas.


Mar 11, 2007, 04:19 PM	#17
aragorn10 Member Join Date: May 2006	This sounds like too much of a gamble for me. If that's the case, e di pumunta ka na lang sa Casino. At least malalaman mo agad kung nalugi ka o kumita ka.


Mar 19, 2007, 11:48 AM	#18
shainen27 Member Join Date: Mar 2007	Yes, this company is legit. My husband and I have an investment from this company since last year. We have renewed our contract last November and actually increased our investment. The first time, we're actually receiving our interest monthly and decided to get it every six months kasi po mas malaki ang kikitain ng pera. We had a food business (open 24-hours) before and invested a large amount of money but unfortunately, we had to close it down kasi po laging breakeven lang ang kita, not to mention the time and effort we had put on it. My point is in every business/investment, there is a risk of losing your money, nasa sa iyo na iyon if you are brave enough to risk it. Have a nice day to all...


Mar 19, 2007, 07:32 PM	#20
silent_mute Member Join Date: Jun 2005	PHILIPPINES NAILS SCAMSTERS June 2004 -- Manila -- Philippines -- The Anti-Money Laundering Council (AMLC) seized more than $700,000 and more than 60,000 Japanese yen funds before it was shipped out of the country, it was learned Friday. AMLC executive director Vicente Aquino said the funds, currently held in different banks all over the country, were generated from various networking schemes or pyramid scams. Aquino said most of the funds came from Rose Baladjay of the Multinational Telecoms Investment Corp. and Ervin Mateo of the Mateo Management Group, two firms engaged in pyramid schemes.