Mutual Funds

[KITHE ORTIZ]

Is peso cost averaging really more profitable in the long run? what if let's say i continue saving 5k a month, but wait until the mutual fund price gets low ?

Investment is not a matter of timing, its a matter of time..

Para saan ba ang iniipon mo? Kailan mo ba gagamitin?

Peso cost averging is a good stategy if you want to accumulate funds, you can buy different prices every time you invest, whether monthly, quarterly..

What if bumaba ang market after 5 years pa?


Time is Gold..

[quark001]

Investment is not a matter of timing, its a matter of time..

Para saan ba ang iniipon mo? Kailan mo ba gagamitin?

Peso cost averging is a good stategy if you want to accumulate funds, you can buy different prices every time you invest, whether monthly, quarterly..

What if bumaba ang market after 5 years pa?


Time is Gold..

Thanks. I'll start investing the stash of cash I hoarded under my bed (literally)

[Adaephon]

Baka po makatulong: List of PSE Indexes, MFs and UITFs and their returns every year and compound returns per annum.

[quark001]

Baka po makatulong: List of PSE Indexes, MFs and UITFs and their returns every year and compound returns per annum.

Thanks. Based on this, i'm just wondering how din United Equity Fund gave 103.86% total return?

I might invest in : ALFM Growth Fund, Inc 34.52%

[Adaephon]

Thanks. Based on this, i'm just wondering how din United Equity Fund gave 103.86% total return?

I might invest in : ALFM Growth Fund, Inc 34.52%

Few days lang kasi yung available na data, April 4 to 19. Kaya ang laki nung annualized value. Not even sure kung buhay pa yang fund . Though, nasa list pa rin sa uitf.com.ph pero isang NAVPS entry lang lumalabas. Goodluck!

[quark001]

Few days lang kasi yung available na data, April 4 to 19. Kaya ang laki nung annualized value. Not even sure kung buhay pa yang fund . Though, nasa list pa rin sa uitf.com.ph pero isang NAVPS entry lang lumalabas. Goodluck!

Thanks for the clarification

[quark001]

by the way, is there a mutual fund that you can just put money into online?

For Philequity for example, I make a deposit to the nearest BDO i can find and then fill up their additional investment form and then scan this together with the deposit slip, then send it to Philequity. The steps above can be a bit tedious especially if you only have a few minutes of your lunch time available.

[mariemon]

can you give me one specific mutual fund so i can look into it?

[Adaephon]

quark,

Sa BPI express online merong Investment section na may Subscribe to MF at UITF. I don't use them kaya dunno how they work at kung anong funds ang available. Pero I'm guessing you can just transfer funds to them.

Sa BPI Trade merong fixed income fund section dati, pero mukhang tinanggal na.

[SuperOnyx]

Buying units/shares via BPI Express Online is very convenient. I can do it anytime of the day with a few mouse clicks. By the way I'm subscribed to their UITF balanced and equity funds.

[Chrome12]

Buying units/shares via BPI Express Online is very convenient. I can do it anytime of the day with a few mouse clicks. By the way I'm subscribed to their UITF balanced and equity funds.

Sir ok ba yung UITF and MF nila? mataas interest? do i need to go to my nominated branch if ever I enroll to their uitf or mf?

[Max_Buwaya]

^ when my wife asked for their equity fund in their BPI antipolo branch a few months ago, the people there denied that they have that product and instead offered TD. hindi na nangulit si kumander at umalis na lang. their equity funds are doing very well pa naman.

[Chrome12]

^ when my wife asked for their equity fund in their BPI antipolo branch a few months ago, the people there denied that they have that product and instead offered TD. hindi na nangulit si kumander at umalis na lang. their equity funds are doing very well pa naman.

ok lang ba sa newbie mag equity funds? gusto ko lang ma experience yung uitf para pag nag mf ako kabisado ko na..

[SuperOnyx]

Sir ok ba yung UITF and MF nila? mataas interest? do i need to go to my nominated branch if ever I enroll to their uitf or mf?

Yes, you have to go to a branch and submit the application forms which you would print and sign after completing the online application process. The investment manager who handled my application also asked me to come back the following day to sign some additional documents. You only have to do this one time. After you are subscribed to their UITF or MF, you can already buy and sell units/shares online anytime.

Unit prices are going up and down rapidly and unpredictably on any given day. That makes it nearly impossible to answer your question regarding interest rates.

[quark001]

i almost forgot, I applied in BDO the online fund transfer to Philequity ... at least di na hassle ang pag pila sa BDO

[jadey888]

ang hirap pala pag walang account sa bdo tapos magiinvest lang sa uitf =/ hirap mag top up

[bicst8fem]

^ when my wife asked for their equity fund in their BPI antipolo branch a few months ago, the people there denied that they have that product and instead offered TD. hindi na nangulit si kumander at umalis na lang. their equity funds are doing very well pa naman.

She should have asked the manager, ganun din kasi nangyari sa mama kung nag open siya ng MF account. Mukhang maraming bpi branch ang hindi familiar sa sarili nilang products.

[KITHE ORTIZ]

Not all teller in the banks are authorized to sell MF, they should be a licensed represenatative, pass the licensure exam at SEC.. Ask someone there or the manager..

[HughH]

This is an overview about the benefits of mutual funds. I hope this article will help you in some ways.
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Advantages of Mutual Funds in Investments

As the famous saying goes, a player can win a game but it takes a team to win a championship. This is not only applicable to sports but also in business, mutual funds in particular.

By collecting funds from many investors, it becomes one powerful tool in achieving the same goals of success. Mutual funds provide high level of professional management that individual investor can’t execute.

Here are some of the best benefits that investors can enjoy with mutual funds

Diversification

Diversification is very vital in all investments. Since the market is very dynamic, risks involve increases. Mutual funds however, reduce risks with diversification by obtaining more shares from different securities of different industries.

Affordability

An individual can have significant shares with his diversified portfolio by shelling out hundreds of thousands. However, not all investor has the capacity to give out large amounts. With mutual funds, any person can join the pool in investing even with a thousand dollar. He’s also sure that he will gain more profit more than his invested capital.

Convenience and Liquidity

You can easily gain more share or withdraw your own any business day through telephone, email, bank wire or check. In accessing financial information, internet is always a way to go.

Investment management

For investors who have no ample time or expertise of running their daily transactions, mutual fund investment advisors such as Knights Bridge Advisors is always there to help them in day-to-day market information as well as trading in huge amount of securities. A fund manager’s paycheck will depend on fund performance and not in sales commissions so you’re sure that your goals will be achieved.

Future shifts

In case you change your mind in which aspect of your life you want to prioritize, no-load mutual funds can associate with your needs. You can invest in growth funds for educational plans for your children and later on shift to income mutual funds for your retirement. No-load mutual funds is flexible and lets you do everything as your needs change.

If you’re a motivated and want to try investing, mutual fund is your avenue to success. It has fewer risks and you’ll get profit in high returns.

[centerfold]

Philam Strategic Growth Fund I think is the only MF to beat the market performance in 1Q. I'm planning to invest in UITF but found my portfolio to be quite risky already. Kaya baka magtime deposit na lang muna ako. But given the interest rates, talo pa din eh. What are my other options?