PEx Highlights

Solo Backpackers: Get Up and Go!

Planning to escape the rigors of the metro soon? Join the Solo Backpackers thread and get insights and tips from fellow PExers about traveling alone!

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PHOTOS: Rain or Shine Rallies Past Blackwater

The Rain or Shine Elasto Painters avoided an upset loss to the Blackwater Elite thanks to a late rally in the 4th quarter, 82-75.

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PBA: Still 'Liga ng Bayan' after 40 Years

We list down ten compelling reasons, on why the PBA has remained relevant to Filipinos today since its inception in 1975.

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Big Hero 6 Pins!

New movie pin alert! Join the movie discussion thread and collect all five Big Hero 6 pins!

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REVIEW: The Judge

Robert Downey Jr. takes off his iron suit and stars in this legal drama. Read our review here!

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PHOTOS: TNT Dismantle NLEX to Get First Win

The Talk N Text Tropang Texters made quick work of the NLEX Road Warriors, getting their first win of the Phillipine Cup, 103-81.

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  1. #1

    May nakukulong ba talaga sa hindi pagbabayad ng credit card?

    Im just wondering coz most of the people i know have done this. I mean they weren't able to pay their credit card bills. They said wala namn daw nakukulong sa hindi pagbabayad ng credit card bills? Is that true? It made me curious tuloy.
    How 'bout u guys?Have you ever experienced umeskapo sa pagbayad sa mga credit cards?at Keber kung hinahabol at kinukulit kayo na magbayad?

  2. #2
    wala naman talaga nakukulong sa hindi pagbabayad ng utang... pwera na lang kung intentional, i.e. estafa...

  3. #3
    marami sa kasama ko sa work, umuutang sa credit card tas di na nakakabayad. madami nangungulit sa kanila sa phone pero wa epek sa kanila. pwede nilang takasan siguro *** di pagbabayad ng utang pero *** malaman na lang ng mga kasama mo sa trabaho na di ka nagbabayad i think sapat na kahihiyan na un. meron nga ako kasama dito sa work lagi ako nakakasagot ng phone pag hinahanap sya. syempre tinitimbrihan na nya ako na sabihin na wala sya. nakakabwisit na din *** pagtawag tawag araw-araw kaya nung minsan sinabi ko sa kanya na boss namin *** nasa phone para naman harapin na nya *** problemang pinasok nya kaya ayun nakatikim sya ng mura dun sa naniningil sa kanya sa credit card! pero di pa rin nagbayad kaya ayun di na sya makakuha ng bagong card kc pangit na record nya...

  4. #4
    wala pa akong nababalitaan eh!

  5. #5
    whoa! this is the exact topic na pinag-uusapan namin ngayon dito sa office!! hehe.

    a colleague of mine says na wala pa ngang nakukulong pag di ka nakabayad ng credit card bills mo. nevertheless, you will be blacklisted if you do so. there's a fat chance to acquire for a new one.

    he mentioned nga na may kakilala sila na talagang sinagad ang credit limit ng card nila. may kakapalan din ano?

  6. #6
    NAVY boy from Las Vegas
    Join Date
    Feb 2005
    Location
    Atsugi, Japan
    magfile ka ng bankruptcy!

  7. #7
    Every Body's Buddy BabyFATS's Avatar
    Join Date
    Apr 2000
    Location
    where the heart is
    ^ Walang ganyan dito sa Pinas. Sa States lang ata merong ganyan.

    http://www.ethanwiner.com/Smiley%20Land/Tongue.gif

  8. #8
    Banned by Admin
    Join Date
    Sep 2005
    Location
    Everybody's Mind
    Walang nakukulong; namumura meron.


  9. #9
    NINJAneer gone Indie! Dunedain's Avatar
    Join Date
    Dec 2002
    Location
    SoCal
    I get thrown in jail lots of times.

    /me picks up card: GO STRAIGHT TO JAIL! DO NOT COLLECT $200.

  10. #10
    It does say something about themselves.


    & i don't want to be associated with anyone who does that. who does, with that kind of behaviour? I won't even trust that person to get my drink.

  11. #11
    classmate ko nung college. he works for collection agency, he told me that today he'll be atty. santos, tomorrow atty. benedicto, then atty. biglang-awa. those atty. calling credit cards delinquent accounts are bogus. they just scold and threatening you that you'll gonna be sued and jailed, bla,bla.

    yung malaman na lang ng mga peeps around the ofc that you avoid cc calls is enough na kahihiyan. don't worry, i'm pretty sure marami naman sa mga offices ang ganyan eh. others intentionally have no plans to pay, yung iba naman can't really cope up paying the min due. kaya lang it's all their fault, they're the ones "kaskas" and enjoy the benefit of cc. so magdusa sila. HINTAYIN NYO NA LANG ANG DEMANDA N'YO. this is the famous line collectors always said!!!

  12. #12
    a law professor of mine told us that no one gets imprisoned for not paying his/her debt. the worst that they can do is to prove that you can pay by checking your properties and acquiring it... something to that effect. kasi kung wala ka daw pambayad, wala talga.

    i hope my memory serves me right. pero wala talagang nakukulong sa utang.

  13. #13
    ^post above is right. wala pong nakukulong sa utang.

  14. #14
    Nasa 1987 Constitution of the Philippines, sa Bill or Rights yata: right ng bawat isa NA HINDI MAKULONG DAHIL SA UTANG. Sa estafa lang pwede makulong.

    -----

    You are the Way the Truth and the Life
    We live by faith and not by sight for You
    We're living all for You

  15. #15
    Yup, di po pwede makulong dahil sa utang.

    Pwede ka lang makulong kung nag issue ka ng cheke na tumalbog or kung mapatunayan na peke yung mga documents na sinubmit mo nung nag apply ka ng card. (nabasa ko yan somewhere... )

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  17. #16
    hindi ka pwede makulong dahil sa utang, pero pwede ka ipapatay kaya magbayad ka na lang

  18. #17
    black & blue
    Join Date
    Dec 2001
    Location
    Nowheresville
    Quote Originally Posted by -=+cZaRiNa+=-
    Nasa 1987 Constitution of the Philippines, sa Bill or Rights yata: right ng bawat isa NA HINDI MAKULONG DAHIL SA UTANG. Sa estafa lang pwede makulong.
    Estafa = Sum of Money case? Ang alam ko pag Sum of Money ang kaso, hindi puwede makulong kasi civil case lang 'yan. Pero pag BP 22 case (bouncing cheques), criminal case na kaya puwede ka ikulong.

  19. #18
    catatonic state mikki_pretty's Avatar
    Join Date
    Oct 2005
    Location
    sa dako paroon...
    Quote Originally Posted by true_steppers
    hindi ka pwede makulong dahil sa utang, pero pwede ka ipapatay kaya magbayad ka na lang


    daming tumatawag **** na mga atty... hehehe! chaka magbibigay pa sila ng phone number.. *** lang...

  20. #19
    wala po nakukulong sa utang sa cc kaya lang e, di ka na rin makaka pag open ng bank account.. ganun nag yari sa friend ko...

  21. #20
    MagKaKaHoY gUy^'s Avatar
    Join Date
    Jan 2001
    Location
    QC/General Santos
    kahit na wala nakukulong sa nde pag bayad ng cc.. kahihiyaan mo nalng isipin mo.. para ka na ** nanloko ng tao kung ganon. kung may gusto kang isang bagay pag ipunan mo. pano ka matuto kung panay cc nalng gamit mo hehe

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