Personal Loans

[loadxtreme07]

Hi,

I'm ash and I'm currently working at Citibank. For those who are interested in getting a loan, you can pm me your complete name and contact nos and one of our Citifinancial offers will call you asap regarding the processing of your loan. I can also give you updates when needed. Please do contact me at 09052419707 and email me at ash.kasala@citi.com . I also have Citibank credit card application forms if you're interested. Thanks!

[metropolitan]

my friend got a loan from citifinancial at napakataas ng interest. in the end he was worse off.

[saywhat]

I am not sure what is the exact reason pero lahat ng requirements ko ay authentic and pasado sa mga requirements nila... pwede bang malaman ang exact reason kung bakit? BTW may mga past credit card applications ako na nadeclinle pero despite that may mga naapprove din kaya nga may tatlo akong cards ngayon na hawak.

Banks usually conduct credit checking on loan applicants, either thru CMAP or CIBI.

Baka may mga hindi ka nabayarang credit cards na inactive na? O baka may kapangalan ka na may credit-related case...

[Battousai1]

Banks usually conduct credit checking on loan applicants, either thru CMAP or CIBI.

Baka may mga hindi ka nabayarang credit cards na inactive na? O baka may kapangalan ka na may credit-related case...

may dalawa akong cards na hindi ko pa nabayaran at nagoverlimit kaso pwede ko pa ba ulit i re-apply yung mga na decline na loans ko pag cleared na yung mga cards ko? or after 6 months na lang ulit? and is there any other banks na medyo lenient na nag bibigay ng persnal loan without collaterals?

[saywhat]

^ Yes, puwede ka naman mag-apply uli ng loan pag na-settle mo na 'yung mga unpaid credit cards mo, or pag na-clear na 'yung name mo sa records ng CIBI/CMAP.

Karaniwan sa mga personal loans wala talagang collateral requirement. Syempre depende rin kung magkano ilo-loan mo. Usually irerequest ka mag-issue ng post-dated cheques (PDCs). Sa BDO naman, ipag-o-open ka ng savings account tapos auto-debit na lang 'yung loan amortization.

Mas madali sigurong maa-approve ang loan application mo kung may existing account ka na sa bangko na ina-aplayan mo ng loan.

[myheart]

lahat naman yata kailangan 21y/o up

[prEttyNdisTress]

I have a Personal light loan sa BDO at the interest rate of .088%.

Question. Can I pay my loan via the Equitable Online Banking? Diba merge na yun BDO and Equitable? Sana they can make our life easier...my account with BDO is closed na kasi i forgot to put money..pero I have to travel 20 minutes just to go to a BDO bank to pay my loan.. i have an Equitable Bank account, hoping that i can pay my BDO loan through internet banking ng Equitable...

[sap_titan]

anyone knows banks or lending insitutions that offer personal loans which has a low interest rate?

hindi ako naka-avail nung sa bdo. sayang talaga.
1.3% ba *** market-based interest rate for personal loans? wala bang mas mababa sa 1.3%?

i'm planning to loan 50k for a business venture before the year ends. i hope you guys can input some ideas.

thanks.

[RedRidingDragon]

may bank ba or parang finance company na nag nag papaloan na walang credit line. Example ako, borrow ako money to buy a property pero collateral ko rin mismo *** property na bibilhin ko...

I'm 23 yrs old and I plan to start my business. From zero talaga *** gagawin ko, have no current employer or existing credit line.

ty.

[RedRidingDragon]

may bank ba or parang finance company na nag nag papaloan na walang credit line. Example ako, borrow ako money to buy a property pero collateral ko rin mismo *** property na bibilhin ko...

I'm 23 yrs old and I plan to start my business. From zero talaga *** gagawin ko, have no current employer or existing credit line.

ty.

[marco_1]

Asia United Bank 88% din

[myheart]

sa bdo, meron din palang loan for ofw's. magbabayad na ba agad nun processing fee or pag naapprove na yun loan?

[Altwegg]

I also would like to apply for a BDO SuperLite Loan. Does anyone know kung gaano katagal magkaroon ng feedback?

[superbad]

Hello guys! Which is the best personal or consumer loan na available today? Ano kaya ang magandang terms? Any thoughts? Ideas?

[BizMag]

Citibank siguro and HSBC....

[superbad]

how about local banks like china bank, ps bank?

[Altwegg]

I'm planning to apply for a personal loan through BDO's SuperLite promo. The only thing that keeps me from submitting my application is their minimum requirement of 2-yr history of employment. I only have 15 months of work experience combined (I do have a sideline as a university professor, but, I didn't count this). Do you think my application will still be considered, if not approved?

[tidus1203]

You won't know until you try right? Nothing to lose if they reject you... This is not a college entrance examination

[Altwegg]

I'll try submitting one of these days.

[la_flash]

I am also going to try the BDO SuperLite Loan promo...